Alabama Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Credit Information Services, Inc. P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Credit Report based on Denied Credit Application — Alabama Resident Dear Equifax, I am writing this letter to request a free copy of my credit report based on the denial of credit application received by [Name of Creditor]. I currently reside in the state of Alabama. As an Alabama resident, I am aware of my rights under the Fair Credit Reporting Act (FCRA), which entitle me to obtain a free credit report from all three major credit reporting agencies once I have been denied credit, insurance, or employment, or if adverse action has been taken against me based on the evaluation of my credit report. In light of the recent denial of credit from [Name of Creditor], I kindly request that you furnish me with a complimentary copy of my credit report, as mandated by federal law. Enclosed with this letter, please find the necessary documents to verify my identity and residency, as per your requirements. Please find below the relevant details for your reference: Name: [Full Name] Current Address: [Your Complete Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] I would appreciate it if you could expedite the processing of my request, so that I can promptly review my credit report and address any inaccuracies or issues that may have led to the denial of credit. Additionally, I kindly ask that you provide a written explanation of the factors influencing the decision made by [Name of Creditor] to deny my credit application. To ensure a smooth verification process, I have attached the following documents as proof of my identity and residency: 1. Photocopy of my driver's license or state-issued identification card 2. Photocopy of a recent utility bill or bank statement with my current address If there are any additional materials or forms required, please inform me immediately, and I will promptly provide them to expedite the process. I appreciate your prompt attention to this matter and look forward to receiving my free credit report and the accompanying explanation within the timeframe specified by federal law. Should you have any questions or need any further information, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Credit Information Services, Inc. P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Credit Report based on Denied Credit Application — Alabama Resident Dear Equifax, I am writing this letter to request a free copy of my credit report based on the denial of credit application received by [Name of Creditor]. I currently reside in the state of Alabama. As an Alabama resident, I am aware of my rights under the Fair Credit Reporting Act (FCRA), which entitle me to obtain a free credit report from all three major credit reporting agencies once I have been denied credit, insurance, or employment, or if adverse action has been taken against me based on the evaluation of my credit report. In light of the recent denial of credit from [Name of Creditor], I kindly request that you furnish me with a complimentary copy of my credit report, as mandated by federal law. Enclosed with this letter, please find the necessary documents to verify my identity and residency, as per your requirements. Please find below the relevant details for your reference: Name: [Full Name] Current Address: [Your Complete Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] I would appreciate it if you could expedite the processing of my request, so that I can promptly review my credit report and address any inaccuracies or issues that may have led to the denial of credit. Additionally, I kindly ask that you provide a written explanation of the factors influencing the decision made by [Name of Creditor] to deny my credit application. To ensure a smooth verification process, I have attached the following documents as proof of my identity and residency: 1. Photocopy of my driver's license or state-issued identification card 2. Photocopy of a recent utility bill or bank statement with my current address If there are any additional materials or forms required, please inform me immediately, and I will promptly provide them to expedite the process. I appreciate your prompt attention to this matter and look forward to receiving my free credit report and the accompanying explanation within the timeframe specified by federal law. Should you have any questions or need any further information, please do not hesitate to contact me at the phone number or email address provided above. Thank you for your cooperation. Sincerely, [Your Name]