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Avoid NSF fees when your checks, debits or ATM/Debit transactions reach your account before payday by signing up for our Overdraft Protection Line of Credit. It's a pre-approved line of credit tied to your checking account; if you don't use it, it costs nothing, because we don't charge an annual fee or application fee.
Online BankingView detailed account histories.Sync balances and histories from other institutions.Categorize and track spending habits.Schedule transfers between your accounts.Request stop payments.Send secure messages.Pay bills electronically with Bill-Pay.More items...
To become a member, deposit $5 into a savings account and pay a one-time $1 membership fee. All account owners/joint owners must: Provide a valid state-issued driver's license or state-issued non-drivers's ID.
The minimum opening deposit is $2,500 and the minimum balance required is $2,500. The higher your balance, the higher your dividends will be each month. It's a great way to earn higher interest while avoiding early-withdrawal penalties.
You might decide that a checking or savings account is the right product for you. If you do, opening an account at a bank or credit union is straightforward. The interest they pay for savings accounts You usually need to make an initial deposit between $25 and $100 to open a savings or checking account.
With more than $6.6 billion in assets, Redstone Federal Credit Union is the largest member-owned financial institution in Alabama and one of the largest federal credit unions in the nation by assets.
Alabama Credit Union's Routing/Transit number: 262277419.
To join, you can visit any of our convenient branch locations, or apply online here! When you join, you'll open a savings account. Visit our Eligibility page to find out if you're eligible to become an ACU member! Do the checking accounts earn interest?
In early 2009, the Credit Union was renamed Alabama ONE Credit Union.