This form is a sample complaint for use in claim involving an automobile accident.
Alabama Complaint regarding Auto Accident (Driver vs Driver)
State:
Multi-State
Control #:
US-PI-0035
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Complaint Regarding Auto Accident (Driver Vs Driver)?
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FAQ
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
If the worst happens and you're in a motor vehicle accident, here's what you need to do. Take note of traffic violations. The best time to decide who is at fault is at the scene of the accident. ... Start collecting evidence. ... Talk to witnesses. ... Consider if the other driver was negligent. ... Get a compensation lawyer on board.
Liability insurance typically follows the vehicle in Alabama, not the person. In other words, if you let someone borrow your car and they cause an accident, your liability insurance should pay for the damages to the other driver and their passengers.
Your insurance company stands in the ?shoes? of the at-fault driver. It compensates you for your damages and losses as if it insured the driver who caused the accident. You are not required to purchase uninsured motorist coverage in Alabama. However, all insurance companies must offer UM coverage.
Settlement Value of Alabama Auto Accident Cases INJURY SEVERITY LEVELSETTLEMENT VALUELEVEL I (minor)$15,000 ? $32,000LEVEL II (moderate)$48,000 ? $135,000LEVEL III (severe)$175,000 ? $450,000
First, the plaintiff must prove that the defendant behaved negligently. Second, the plaintiff must also prove that the defendant's negligence caused the plaintiff's injuries. Proving fault in an Alabama car accident requires proof of both of these points.
In certain circumstances, the car's owner might also be a defendant in your personal injury suit. If the person who hit you is driving a borrowed car, you would begin by filing a claim against the owner's insurance. But if you decide to file a lawsuit, you might have more options.
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.