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Dear [name of credit bureau]: I am writing to request that a formal death notice be placed on the credit file of: Deceased's full name (with middle initial if used): Most recent address: Social Security number: Birthdate: Enclosed please find one copy of decedant's death certificate.
How to Notify Credit Bureaus of Death Obtain the death certificate. Call the credit agencies and request a credit freeze. Send the death certificate. Request a copy of the credit report. Work with the estate executor to close out credit accounts or pay off any remaining balance.
Here's where you can mail the death certificate to each credit bureau: Experian's Consumer Assistance Center, P.O. Box 4500, Allen, TX 75013. You can also upload the death certificate online. TransUnion, P.O. Box 2000, Chester, PA 19016. Equifax Information Services LLC, P.O. Box 105139, Atlanta, GA 30348-5139.
Here's how to report a death to each credit reporting agency: Experian: Mail a copy of the death certificate to Experian's Consumer Assistance Center, P.O. Box 4500, Allen, TX 75013, or upload it online. TransUnion: Mail a copy of the death certificate to TransUnion, P.O. Box 2000, Chester, PA 19016.
Unfortunately, ?(Detail Deceased's name) ?passed away on ?(Detail Date)?. I enclose a copy of their death certificate. They didn't leave behind any assets and there is no money to pay what they owe. Please consider writing off this debt because there is no prospect of you ever recovering any money towards it.
How to Notify. To notify Experian, you will need to send them a copy of the death certificate by mail. Their mailing address is: Experian, P.O. Box 9701, Allen, TX 75013.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Notifying the Credit Bureaus The surviving spouse or executor must include the following specific information along with the alert request: 1) a copy of death certificate, and 2) proof of executorship or mar riage. Then mail the notification documents to the credit bureaus at the addresses listed on the next page.