Arkansas Sample Letter for History of Deed of Trust

State:
Multi-State
Control #:
US-0738LTR
Format:
Word; 
Rich Text
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This form is a sample letter in Word format covering the subject matter of the title of the form.
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How to fill out Sample Letter For History Of Deed Of Trust?

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FAQ

With a deed of trust, the lender gives the borrower the funds to make the home purchase. In exchange, the borrower provides the lender with a promissory note. The promissory note outlines the terms of the loan and the borrower's promise (hence the name) to pay.

The promissory note also denotes the interest rate charged by the lender. The deed of trust accompanies the promissory note and serves as a formal lien on the property.

Must contain the name of the person giving (Grantor) and the person receiving (Grantee). Must state in the document that you are conveying/granting/quitclaiming the property. Must have the correct property identification ? usually the legal description or at least the property address.

Arkansas law requires the recording of all real estate deeds. Submit the completed form to the recorder's office for the county where the land is located.

If you later change your mind about who you want to inherit the property, you are not locked in. You have two options: (1) sign and record a revocation or (2) record another beneficiary deed, leaving the property to someone else. You cannot use your will to revoke or override a beneficiary deed.

Real Estate Recording Requirements Original Instrument. Notarized signature. Tax statement return address on document. Name of Instrument preparer. Revenue stamps on warranty deeds (if revenue changed hands) ?I Certify? statement on all warranty deed (and any deed that has revenue stamps affixed)

While recording a deed does not affect its validity, it is extremely important to record since recordation protects the grantee. If a grantee fails to record, and another deed or any other document encumbering or affecting the title is recorded, the first grantee is in jeopardy.

Deed & Mortgage Records can be accessed online through 1991 or with the original Grantee (Reverse/Buyer) and Grantor (Direct/Seller) Index Books housed in the Archives. (For records created since 1992, it is necessary to go through the Circuit Clerk's Office.)

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Arkansas Sample Letter for History of Deed of Trust