[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Bank or Lender Name] [Bank's Address] [City, State, ZIP] Subject: Complaint to Reform Deed of Trust Dear [Bank or Lender's Name], I am writing this letter to formally address and express my concerns regarding the Deed of Trust associated with my property in the state of Arkansas. I hold an active mortgage contract with your esteemed institution, and I request your immediate attention and assistance in rectifying the issues I will outline below. Firstly, I would like to bring to your attention the incorrect recording of the property description on the Deed of Trust related to my mortgage account. The property description mentioned is erroneous, as it does not accurately represent the boundaries and specifications of my property. This discrepancy poses potential legal and financial risks to me as the homeowner. Furthermore, the legal description provided for my property in the Deed of Trust fails to incorporate the deceleration of covenants, conditions, and restrictions (CC&Rs) associated with the neighborhood in which my property is located. These CC&Rs play a crucial role in preserving the integrity and value of the community, and their omission in the Deed of Trust can lead to unnecessary disputes and confusion regarding the enforcement of these regulations. I kindly request that you initiate the necessary procedures to reform the Deed of Trust, ensuring that the property description and legal documentation accurately reflect the precise boundaries of my property, as well as incorporate the CC&Rs pertinent to my neighborhood. In order to correct these errors, I have attached copies of the correct legal description of my property, as well as the recorded CC&Rs, for your review. I trust that with this information, you will be able to promptly rectify the inaccuracies in the Deed of Trust and provide me with the revised documentation for my records. I am eager to reach a resolution on this matter as soon as possible. Furthermore, I kindly request that you acknowledge the receipt of this complaint letter within [number of days] and keep me informed about the progress made in reforming the Deed of Trust. Should you require any further information or documentation to support this request, please do not hesitate to contact me through the provided contact details. I am available at your convenience. Thank you for your prompt attention to this matter. Yours sincerely, [Your Name]