This office lease form states that the lessor represents to the lessee that the existing fee mortgage is the only mortgage encumbering the land and the demised premises. The lessor agrees to cause the holder of the existing fee mortgage to agree to certain provisions.
Arkansas Fee Mortgage Provisions from a Ground Lease
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US-OL20071
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FAQ
A Deed of Trust is an agreement between a borrower, a lender and a third-party person who's appointed as a Trustee. It's used to secure real estate transactions where money needs to be borrowed in order for property to be purchased.
When a property owner dies in Arkansas, much of their property (real and personal), known as their estate1, must go through a legal process called probate. However, even with real estate, there are some options such as benefi- ciary deeds, joint tenancy with right of survivorship and other options to avoid probate.
The Heir Property Act balances the rights of family members who want to retain their land with the rights of family members who want to sell.
A mortgage or deed of trust is an agreement in which a borrower puts up title to real estate as security (collateral) for a loan. People often refer to a home loan as a "mortgage." But a mortgage isn't a loan agreement. The promissory note promises to repay the amount you borrowed to buy a home.
Deeds of trust are the most common instrument used in the financing of real estate purchases in Alaska, Arizona, California, Colorado, the District of Columbia, Idaho, Maryland, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Oregon, Tennessee, Texas, Utah, Virginia, Washington, and West Virginia, ...
In Arkansas, if you die with assets in your individual name and without a Will and you leave a surviving spouse and surviving children, your assets will be divided between them. Your spouse is entitled to one-third (1/3) of any personal property and your children entitled to two-thirds (2/3).
Arkansas is a common law state, which means that a joint tenancy with right of survivorship is a common form of joint ownership.
In Arkansas, whether or not you have a will when you die, your spouse will inherit property from you under a doctrine called "dower and curtesy." Briefly, this is how it works: If you have children or other descendants. Your spouse has the right to use, for life, 1/3 of your real estate.
A deed of trust is a legal agreement that's similar to a mortgage, which is used in real estate transactions. Whereas a mortgage only involves the lender and a borrower, a deed of trust adds a neutral third party that holds rights to the real estate until the loan is paid or the borrower defaults.
Both Deeds of Trust and Mortgages are used. A trustee can be: A licensed Arkansas Attorney. A Bank or S & L authorized to do business in Arkansas. A duly licensed Trust Company.