This form is a sample separate answer filed by the defendant in a personal injury claim.
Arkansas Separate Answer - Personal Injury Accident
State:
Multi-State
Control #:
US-PI-0133
Format:
Word;
Rich Text
Instant download
Description
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How to fill out Separate Answer - Personal Injury Accident?
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FAQ
If you are at fault for causing a crash and lack the protection of liability coverage, you will be deemed guilty of a Class A misdemeanor and have to pay for any personal injuries or property damage out of pocket.
The average car accident settlement for a moderate injury claim in Arkansas is $39,090. Average payouts range from $6,720 for minor injuries to $827,000 for severe injuries.
Arkansas is an ?at fault? state. This means that the person responsible for the accident is also responsible for the damages they have caused.
If you let someone borrow your car and they cause an accident in Arkansas, bodily injury liability insurance pays for injuries to the other driver and their passengers. Property damage liability insurance will pay for damage to the other driver's car.
Keep in mind that even though Arkansas is an at-fault state, it's still possible to purchase PIP coverage for your insurance. If you do have PIP coverage, you may be able to make a claim through your own insurance company depending on the circumstances. The only difference is that it's not required.
Arkansas law requires that a report is made to the police or the Department of Motor Vehicles if the crash results in death, injury, or property damage worth more than $1,000. If it's death or injury, the crash must be reported immediately. If it's property damage, a report must be made within 30 days.
Arkansas Minimum Car Insurance Requirements $50,000 bodily injury liability coverage for bodily injury or death to any two or more persons per accident. $25,000 property damage liability coverage for property damage caused by an auto accident.
Transportation § 27-53-102. Accidents involving damage only to vehicle or personal property of another person--Removal of vehicle.