Arizona Chapter 13 Primary Requirements are the essential requirements that must be met to successfully file for Chapter 13 bankruptcy in the state of Arizona. The primary requirements include filing a petition, providing a repayment plan, attending a meeting of creditors, obtaining credit counseling, and completing a financial management course. The petition must be filed in the proper bankruptcy court and include the debtor's financial information and the proposed repayment plan. The repayment plan should include the amount of money to be paid each month, the total amount to be paid to creditors, and the duration of the repayment plan. The meeting of creditors is a compulsory hearing where creditors have the opportunity to ask the debtor questions and make any objections to the repayment plan. To qualify for Chapter 13 bankruptcy in Arizona, the debtor must obtain credit counseling from an approved agency. The counseling must be completed within 180 days prior to filing for bankruptcy and must include an evaluation of the debtor's financial situation and alternatives to bankruptcy. Lastly, the debtor must complete a financial management course. The course must be completed within 45 days after the meeting of creditors and must include information on budgeting, money management, and the use of credit.