Arizona Explanation of Terms is a document designed by the Arizona Department of Insurance to help consumers understand insurance terminology used in Arizona. It provides definitions of common words and phrases related to insurance, including types of insurance coverage, exclusions, endorsements, and policy limits. It also includes explanations of state-specific laws and regulations, such as those pertaining to automobile insurance, health insurance, and life insurance. There are two types of Arizona Explanation of Terms: one for individuals and one for businesses. The individual version is designed to help individuals understand their rights and responsibilities when it comes to insurance in Arizona, while the business version is intended to help businesses understand their insurance-related obligations. Both versions include definitions of terms, an overview of state insurance regulations and laws, and a list of important contact information.