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Wage garnishments are court-ordered deductions taken from an employee's pay to satisfy a debt or legal obligation. This book goes beyond the basics.A garnishment is an order directing a third party to seize assets, usually wages from employment or money in a bank account, to settle an unpaid debt. ✓ Complete the Writ of Garnishment and Summons (Non-Earnings) (FORM 2). ✓ Follow the steps on the Process Checklist. Learn what you need to do. Introduction. Many consumers receive Federal benefit payments that are protected under Federal law from being accessed or. Limiting the amount that can be withheld from employees' wages for certain debts. The CCPA does not govern all wage garnishments. Introduction: What is Garnishment?