Arizona Introduction to Garnishment is a process by which creditors can collect on unpaid debts. It is a legal procedure that allows creditors to collect a portion of a debtor's wages and/or assets to satisfy a debt. In order to secure a garnishment, a creditor must first obtain a court order. Once the court order is obtained, the creditor can then send notice to the debtor's employer to withhold a certain amount of the debtor's wages. There are two types of Arizona Introduction to Garnishment: wage garnishment and bank garnishment. Wage garnishment is a process by which creditors can collect on unpaid debts by directly taking a portion of the debtor's wages. Bank garnishment is a process by which creditors can collect on unpaid debts by taking money from the debtor's bank account. In both wage and bank garnishment, the creditor must obtain a court order before proceeding. The court order is then sent to the debtor's employer or bank, and the designated funds are withheld and sent to the creditor. Both wage and bank garnishment can be a powerful tool for creditors to collect on an unpaid debt, and is a common practice in the state of Arizona.