Arizona Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Free Copy of Your Credit Report due to Credit Denial [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I hope this letter finds you well. As a resident of the state of Arizona, I recently applied for credit with [Name of Creditor/Financial Institution] and unfortunately, my application was denied. Per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report from Experian — formerlTRYRW, within 60 days of being notified of the credit denial. To facilitate the process, I kindly request that you provide me with a free copy of my credit report for review and analysis. Please find the necessary details below: Full Name: [Your Full Name] Current Address: [Your Current Address] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Additionally, I have provided the following supporting documentation for further identification verification as required by law: 1. Proof of Identity: Please find enclosed copies of the following documents as proof of my identity: — Valid Driver's License [OR— - Passport (Please include only one of the above identification documents) 2. Proof of Address: Enclosed is a copy of a recent utility bill (e.g., water, electricity, gas) showing my current residential address. As allowed by the FCRA, I understand that Experian is obligated to provide me with the names and addresses of all credit reporting agencies that provided credit reports containing information adversely affecting my creditworthiness. Consequently, if there are any additional credit reporting agencies in your database, please provide their contact information for my convenience. Lastly, in accordance with the FCRA, I request that Experian provide instructions on how to dispute any inaccurate or incomplete information listed in my credit report, should any exist. I sincerely appreciate your cooperation in this matter and look forward to your prompt response. If there are any additional documents or procedures required to expedite this request, kindly inform me as soon as possible. Please be aware that under the FCRA, failure to comply with this request within the given timeframe may incur legal consequences. Thank you for your understanding and assistance. Sincerely, [Your Name] Enclosures: — Copy of ID (e.g., Driver's License/Passport) — Proof of Address (e.g., Utility Bill)

Subject: Request for Free Copy of Your Credit Report due to Credit Denial [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Dear Experian, I hope this letter finds you well. As a resident of the state of Arizona, I recently applied for credit with [Name of Creditor/Financial Institution] and unfortunately, my application was denied. Per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report from Experian — formerlTRYRW, within 60 days of being notified of the credit denial. To facilitate the process, I kindly request that you provide me with a free copy of my credit report for review and analysis. Please find the necessary details below: Full Name: [Your Full Name] Current Address: [Your Current Address] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Additionally, I have provided the following supporting documentation for further identification verification as required by law: 1. Proof of Identity: Please find enclosed copies of the following documents as proof of my identity: — Valid Driver's License [OR— - Passport (Please include only one of the above identification documents) 2. Proof of Address: Enclosed is a copy of a recent utility bill (e.g., water, electricity, gas) showing my current residential address. As allowed by the FCRA, I understand that Experian is obligated to provide me with the names and addresses of all credit reporting agencies that provided credit reports containing information adversely affecting my creditworthiness. Consequently, if there are any additional credit reporting agencies in your database, please provide their contact information for my convenience. Lastly, in accordance with the FCRA, I request that Experian provide instructions on how to dispute any inaccurate or incomplete information listed in my credit report, should any exist. I sincerely appreciate your cooperation in this matter and look forward to your prompt response. If there are any additional documents or procedures required to expedite this request, kindly inform me as soon as possible. Please be aware that under the FCRA, failure to comply with this request within the given timeframe may incur legal consequences. Thank you for your understanding and assistance. Sincerely, [Your Name] Enclosures: — Copy of ID (e.g., Driver's License/Passport) — Proof of Address (e.g., Utility Bill)