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This letter should be addressed and directed at one creditor only. You'll have to write one for each of the creditors that you want to stop calling you. Sending a cease and desist letter isn't a solution to your problem; it's merely a solution to receiving annoying phone calls.

There is no clear statute regarding limitations for a lawsuit to collect a credit card debt in Arizona. At least two relevant statutes may be applicable in this state: One for open accounts (three years from default) and one for written contracts (six years from default).

Include your contact information and send this letter via certified mail with a return receipt requested so that you know if and when the creditor receives your letter. Once the debt collector receives a cease and desist letter, it must stop all further contact unless the law permits otherwise.

Dear debt collector: Pursuant to my rights under the state and federal fair debt collection laws, I hereby request that you immediately cease all calls to your phone number in relation to the account of wrong person's full name. This is the wrong number to contact that person.

If you believe a debt collector is harassing you, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372). You can also contact your state's attorney general .

If you want a debt collector or collection agency to stop contacting you, you can send a Cease and Desist Letter asking that communication stop. You can also send other communications to request additional information about the alleged debt or set limitations on contacts.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that provides a mechanism for you to stop debt collectors from contacting you. You can do this by sending a Cease and Desist Letter. Federal law allows you to communicate with debt collectors to tell them that you want them to stop contacting you.

3 Things You Should NEVER Say To A Debt CollectorAdditional Phone Numbers (other than what they already have)Email Addresses.Mailing Address (unless you intend on coming to a payment agreement)Employer or Past Employers.Family Information (ex.Bank Account Information.Credit Card Number.Social Security Number.

If more than one creditor is harassing you for more than one debt, you will need to send each one a cease and desist letter. Even if the same creditor is trying to collect two different debts from you, you must write a letter for each of the two debts.

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Debt collection in Arizona ? If you notify a debt collector in writing that you wish for them to cease all communication with you, they must comply. However ... To get the calls to stop, Thompson recommends sending a written request by certified mail. ?Under the FDCPA, simply telling somebody to stop ...This one is the nuclear option. It's what you use when a debt collector won't leave you alone. It won't stop anyone from filing a lawsuit or ... Types and Elements of Cease-and-Desist Letters · Your name and contact information · Name and contact information of the person or business being asked to stop ... Debt collectors can call you, or send letters, emails, or text messages to collect a debt. How can I stop a debt collector from contacting me? Mail a letter to ... Tell them in your letter that if they don't agree with the terms you have described there, they should write back to you telling you what they do agree to ... The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb these annoying and abusive behaviors, but some debt collectors flout the law. Here ... If you send a written statement requesting a collection agency to stop, it cannot continue to call or write to you to demand payment. When Contacting Other ... You can stop collectors from calling or writing to you by sending them a letter asking them to stop. Once they get your letter, they can only contact you to ... If a collector is trying to scare and intimidate you, write down those threats immediately and ask to talk with a supervisor. Make a note of the ...

Arizona Cease and Desist for Debt Collectors

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