California Identity Theft Checklist for Minors
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How to fill out Identity Theft Checklist For Minors?
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FAQ
A copy of your FTC Identity Theft Report. A government-issued ID with a photo. Proof of your address (mortgage statement, rental agreement, or utilities bill) Any other proof you have of the theft?bills, Internal Revenue Service (IRS) notices, etc.
Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.
Crooks can use children's personal data the same ways they do adults', for purposes including: Applying for and opening credit card accounts. Obtaining loans. Seeking unemployment, Social Security benefits or other government services.
They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.
Adding a minor as an authorized user can help build the minor's credit. In some cases, card issuers report to the credit bureaus the payment histories of every individual who has a card in their name ? cardmembers and authorized users alike.
Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
Adults are not the only targets of identity theft. In fact, children under the age of 18 can also become victims. Child identity theft happens when someone uses a minor child's personal information, such as name and Social Security number, usually to obtain credit or employment.
Unfortunately, scammers have discovered that they can use your child's sensitive information ? name, date of birth, and Social Security number (SSN) ? to take out credit cards, open loans, and more.