California Co-Debtors — Schedule — - Form 6H - Post 2005 is a legal document used in bankruptcy cases to disclose co-debtors and their liabilities. It is a crucial component of bankruptcy filings in California and helps provide a comprehensive overview of the debtor's financial obligations. This form is required for bankruptcy cases filed after 2005 under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAP CPA). Co-Debtors: In a bankruptcy case, a co-debtor is someone who is jointly responsible for a debt along with the primary debtor. They are individuals or entities who have signed a loan or credit agreement, sharing the liability for repayment. Co-debtors can include family members, friends, or business partners who have guaranteed a loan or had some involvement with the debt. Schedule H: Schedule H is a section within the bankruptcy petition that specifically addresses the co-debtors. This schedule requires the debtor to disclose detailed information about all co-debtors involved in the case. It is crucial to accurately list all co-debtors to ensure their debts are appropriately handled. Failure to disclose all co-debtors can potentially lead to legal consequences. Form 6H: Form 6H is the official document required to disclose the co-debtors' information. It must be completed accurately and truthfully by the debtor, providing details about each co-debtor's name, relationship to the debtor, contact information, and their respective liabilities. The form also requires specifying whether the co-debtor is an individual or an entity like a business or organization. Post 2005: The term "Post 2005" refers to bankruptcy cases filed after the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAP CPA) in October 2005. This act brought significant changes to bankruptcy laws, including stricter regulations and additional requirements for filers. The inclusion of Co-Debtors — Schedule — - Form 6H in bankruptcy filings is one such change introduced under the BAP CPA. Different types of California Co-Debtors — Schedule — - Form 6H - Post 2005: There are no different types of this specific form. However, the information provided on the form may vary depending on the circumstances of each bankruptcy case. The form requires to be detailed and accurate information regarding all co-debtors involved, regardless of their relationship to the debtor or the type of debt they share. In conclusion, California Co-Debtors — Schedule — - Form 6H - Post 2005 is a vital component of bankruptcy filings in California. It requires debtors to disclose accurate information about their co-debtors and their associated liabilities. By providing detailed information on this form, debtors and the bankruptcy court can ensure all co-debtors are appropriately identified and their debts adequately addressed within the bankruptcy process.