Colorado Sample Letter to Foreclosure Attorney to Provide Verification of Debt and Cease Foreclosure

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0509LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Street Address] [City, State, ZIP Code] Subject: Request for Verification of Debt and Cease Foreclosure Action — [Property Address] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to request verification of debt and to request that all foreclosure proceedings on the property located at [Property Address] in [City], Colorado be immediately ceased. I understand that [Lender's Name] has initiated foreclosure proceedings on the above-mentioned property, alleging that I am in default of the mortgage agreement. However, I am requesting that you provide me with the necessary documentation proving the debt owed and a validation of the foreclosure action as required under the Fair Debt Collection Practices Act (FD CPA) and the Colorado foreclosure laws. To ensure the lawful pursuit of this foreclosure action, I kindly request that you provide the following information within 30 days from the date of this letter: 1. Verification of the Debt: — Provide copies of the original promissory note, mortgage, and any subsequent assignments. — Present a detailed and itemized breakdown of the principal balance, interest, fees, and any additional charges assessed on the loan. — Outline all payments made and applied to the account, including dates and amounts. — Demonstrate any alleged defaults and the corresponding documentation proving my non-compliance. 2. Cease and Desist Foreclosure: — Cease all foreclosure proceedings until the requested documentation is provided and the debt verification process is completed. — Freeze any further communication attempts, including collection calls, notices, or legal actions pertaining to this foreclosure, until the requested information is provided. I want to reiterate that I am not denying the existence of a debt; rather, I am seeking full transparency and compliance with applicable laws to ensure the accuracy and legitimacy of this foreclosure action. It is important to note that failure to comply with this request within the specified time frame may result in legal action being taken against [Lender's Name] and the law firm you represent for violations of the FD CPA, the Colorado foreclosure laws, and any other applicable statutes. Please be advised that I am keeping meticulous records of all correspondence and communications relating to this matter. All future communications must be in writing and sent to the address provided above. I appreciate your prompt attention to this request and look forward to a favorable resolution that upholds my rights as a borrower. Should you require any additional information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your understanding and cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Street Address] [City, State, ZIP Code] Subject: Request for Verification of Debt and Cease Foreclosure Action — [Property Address] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to request verification of debt and to request that all foreclosure proceedings on the property located at [Property Address] in [City], Colorado be immediately ceased. I understand that [Lender's Name] has initiated foreclosure proceedings on the above-mentioned property, alleging that I am in default of the mortgage agreement. However, I am requesting that you provide me with the necessary documentation proving the debt owed and a validation of the foreclosure action as required under the Fair Debt Collection Practices Act (FD CPA) and the Colorado foreclosure laws. To ensure the lawful pursuit of this foreclosure action, I kindly request that you provide the following information within 30 days from the date of this letter: 1. Verification of the Debt: — Provide copies of the original promissory note, mortgage, and any subsequent assignments. — Present a detailed and itemized breakdown of the principal balance, interest, fees, and any additional charges assessed on the loan. — Outline all payments made and applied to the account, including dates and amounts. — Demonstrate any alleged defaults and the corresponding documentation proving my non-compliance. 2. Cease and Desist Foreclosure: — Cease all foreclosure proceedings until the requested documentation is provided and the debt verification process is completed. — Freeze any further communication attempts, including collection calls, notices, or legal actions pertaining to this foreclosure, until the requested information is provided. I want to reiterate that I am not denying the existence of a debt; rather, I am seeking full transparency and compliance with applicable laws to ensure the accuracy and legitimacy of this foreclosure action. It is important to note that failure to comply with this request within the specified time frame may result in legal action being taken against [Lender's Name] and the law firm you represent for violations of the FD CPA, the Colorado foreclosure laws, and any other applicable statutes. Please be advised that I am keeping meticulous records of all correspondence and communications relating to this matter. All future communications must be in writing and sent to the address provided above. I appreciate your prompt attention to this request and look forward to a favorable resolution that upholds my rights as a borrower. Should you require any additional information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your understanding and cooperation. Sincerely, [Your Name]