Colorado Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Colorado Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Credit Information Services P.O. Box 105069 Atlanta, GA 30348 Subject: Request for Free Copy of Credit Report under the Colorado Fair Credit Reporting Act, Section 8-2-123 Dear Equifax, I am writing to request a free copy of my credit report, as entitled under the Colorado Fair Credit Reporting Act (CF CRA), Section 8-2-123. My request is based on the denial of credit on [date], as communicated to me by [creditor's name]. As per my understanding of the CF CRA, upon receiving a written request and proof of denial of credit, you are required to provide a copy of the credit report free of charge within 10 business days. Therefore, I kindly request that you fulfill this obligation promptly. Enclosed with this letter, please find the necessary supporting documentation: 1. A copy of the denial of credit letter from [creditor's name]. 2. Proof of my identification (e.g., a photocopy of my driver's license or passport). I would appreciate it if you could also include any information regarding credit scores, credit inquiries, or any other factors that may have influenced my creditworthiness. This information is crucial for me to understand and address any potential errors or inaccuracies that could impact my future credit opportunities. Please ensure that all personal and sensitive information is fully redacted or masked in accordance with privacy laws before sending the credit report. In compliance with the CF CRA, please inform me within five business days if there are any reasons that may prevent you from fulfilling this request. If additional information or documentation is needed, kindly inform me promptly so that I may provide it to expedite the process. I appreciate your attention to this matter and your compliance with the Colorado Fair Credit Reporting Act. Should you have any questions or require further clarification, please do not hesitate to contact me at [your phone number] or [your email address]. Thank you for your prompt assistance. I look forward to receiving the requested credit report within the stipulated timeframe. Sincerely, [Your Name] --- Different variants of the letter could include letters addressing the other major credit reporting agencies, TransUnion and Experian. Simply modify the addressed agency, its correspondence address, and the relevant sections of the letter to match the specific credit bureau. 1. Colorado Sample Letter to TransUnion Requesting Free Copy of Your Credit Report based on Denial of Credit. 2. Colorado Sample Letter to Experian Requesting Free Copy of Your Credit Report based on Denial of Credit.

Colorado Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit: [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Credit Information Services P.O. Box 105069 Atlanta, GA 30348 Subject: Request for Free Copy of Credit Report under the Colorado Fair Credit Reporting Act, Section 8-2-123 Dear Equifax, I am writing to request a free copy of my credit report, as entitled under the Colorado Fair Credit Reporting Act (CF CRA), Section 8-2-123. My request is based on the denial of credit on [date], as communicated to me by [creditor's name]. As per my understanding of the CF CRA, upon receiving a written request and proof of denial of credit, you are required to provide a copy of the credit report free of charge within 10 business days. Therefore, I kindly request that you fulfill this obligation promptly. Enclosed with this letter, please find the necessary supporting documentation: 1. A copy of the denial of credit letter from [creditor's name]. 2. Proof of my identification (e.g., a photocopy of my driver's license or passport). I would appreciate it if you could also include any information regarding credit scores, credit inquiries, or any other factors that may have influenced my creditworthiness. This information is crucial for me to understand and address any potential errors or inaccuracies that could impact my future credit opportunities. Please ensure that all personal and sensitive information is fully redacted or masked in accordance with privacy laws before sending the credit report. In compliance with the CF CRA, please inform me within five business days if there are any reasons that may prevent you from fulfilling this request. If additional information or documentation is needed, kindly inform me promptly so that I may provide it to expedite the process. I appreciate your attention to this matter and your compliance with the Colorado Fair Credit Reporting Act. Should you have any questions or require further clarification, please do not hesitate to contact me at [your phone number] or [your email address]. Thank you for your prompt assistance. I look forward to receiving the requested credit report within the stipulated timeframe. Sincerely, [Your Name] --- Different variants of the letter could include letters addressing the other major credit reporting agencies, TransUnion and Experian. Simply modify the addressed agency, its correspondence address, and the relevant sections of the letter to match the specific credit bureau. 1. Colorado Sample Letter to TransUnion Requesting Free Copy of Your Credit Report based on Denial of Credit. 2. Colorado Sample Letter to Experian Requesting Free Copy of Your Credit Report based on Denial of Credit.