Colorado Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian Consumer Assistance P.O. Box 2002 Allen, TX 75013 Subject: Request for Free Copy of My Credit Report — Denial of Credit Dear Experian Consumer Assistance, I am writing to request a free copy of my credit report, as is my right under the Fair Credit Reporting Act (Section 611). I recently applied for credit and received a denial based on the information contained in my credit report. To ensure the accuracy of the information reported, I kindly request that you provide me with a detailed copy of my credit report from Experian (formerly TRY) at no charge. I believe it is essential to thoroughly review my credit history to identify any inaccuracies or fraudulent activity. Please find below my personal information to assist you in fulfilling my request: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your Social Security Number] — Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I understand that Experian is required to provide this free credit report within 30 days of receiving my request. Therefore, I kindly request your prompt attention to this matter. In addition, I would appreciate it if you could provide me with information on the adverse action that led to my denial of credit. If there are specific factors or entries impacting my creditworthiness, please include relevant details in the report or provide them separately. I want to emphasize that accurate credit reporting is crucial for financial health and the ability to access credit fairly. As a responsible consumer, I strive to maintain an accurate credit profile. Thank you in advance for your prompt attention to this matter. Enclosed, please find copies of my driver's license and utility bill as proof of my identity and current address. Should you need any further information or have any questions, please do not hesitate to contact me at [your phone number] or [your email address]. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian Consumer Assistance P.O. Box 2002 Allen, TX 75013 Subject: Request for Free Copy of My Credit Report — Denial of Credit Dear Experian Consumer Assistance, I am writing to request a free copy of my credit report, as is my right under the Fair Credit Reporting Act (Section 611). I recently applied for credit and received a denial based on the information contained in my credit report. To ensure the accuracy of the information reported, I kindly request that you provide me with a detailed copy of my credit report from Experian (formerly TRY) at no charge. I believe it is essential to thoroughly review my credit history to identify any inaccuracies or fraudulent activity. Please find below my personal information to assist you in fulfilling my request: — Full Name: [Your Full Name— - Date of Birth: [Your Date of Birth] — Social Security Number: [Your Social Security Number] — Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] I understand that Experian is required to provide this free credit report within 30 days of receiving my request. Therefore, I kindly request your prompt attention to this matter. In addition, I would appreciate it if you could provide me with information on the adverse action that led to my denial of credit. If there are specific factors or entries impacting my creditworthiness, please include relevant details in the report or provide them separately. I want to emphasize that accurate credit reporting is crucial for financial health and the ability to access credit fairly. As a responsible consumer, I strive to maintain an accurate credit profile. Thank you in advance for your prompt attention to this matter. Enclosed, please find copies of my driver's license and utility bill as proof of my identity and current address. Should you need any further information or have any questions, please do not hesitate to contact me at [your phone number] or [your email address]. Sincerely, [Your Name]