[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Mortgage Lender's Name] [Mortgage Lender's Address] [City, State, ZIP Code] Subject: Request for Mortgage Payoff Balance Information Dear [Recipient's Name], I hope this letter finds you well. I am writing to request a detailed payoff balance of my mortgage in Colorado. I would like to obtain accurate information regarding the outstanding balance required to pay off my mortgage completely. As a homeowner in Colorado, it is imperative for me to manage my financial obligations efficiently. In light of this, I kindly request you to provide the following details regarding my mortgage account: 1. Current Outstanding Balance: Please provide an updated amount that reflects the remaining principal balance on my mortgage loan as of the date of this letter. 2. Accrued Interest: Kindly specify the accrued interest, if any, that has been added since the last mortgage statement. 3. Escrow Account Balance: If applicable, please detail the balance of any escrow account associated with my mortgage. This should include the amounts allocated for taxes, homeowner's insurance, or any other BS crowed items. 4. Prepayment Penalties: If my mortgage contract includes any prepayment penalties, please specify the amount or any restrictions that may apply. 5. Payoff Amount Validity Period: Indicate the duration for which the payoff amount will remain valid. If there is an expiration date, kindly specify when it would occur. 6. Payoff Instructions: Please provide instructions on how to submit the payoff amount, including acceptable methods of payment and any necessary forms or paperwork. Additionally, I would be grateful if you could inform me of any other specific requirements or steps I need to take to complete the mortgage payoff process successfully. I kindly request that you provide the requested information within [state a reasonable timeframe, such as 10 business days] of the receipt of this letter. Please feel free to contact me at [your phone number] or [your email address] if any additional information is required. I appreciate your prompt attention to this matter, and thank you in advance for your cooperation. Yours sincerely, [Your Name]