Colorado Sample Letter for Fee Structures for Bankruptcies
Description
How to fill out Sample Letter For Fee Structures For Bankruptcies?
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FAQ
The district court or the bankruptcy court may waive the chapter 7 filing fee for an individual debtor who: (a) has income less than 150 percent of the income official poverty line applicable to a family of the size involved; and (b) is unable to pay that fee in installments.
The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt.
In a chapter 7 bankruptcy, known for being a quick and simple means of eliminating debt, it's still very possible to keep your house or car if the value of the property is under the applicable Colorado Homestead Exemption and so long as you're current on the mortgage or car payment.
Filing bankruptcy can help a person by discarding debt or making a plan to repay debts. A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court. A petition may be filed by an individual, by spouses together, or by a corporation or other entity.
What can I spend money on before filing Chapter 7? Think necessities. First, any money going toward your regular monthly living expenses should be fine, so you can make sure to pay all of those bills before filing your Chapter 7. Be careful about pre-paying any bills, though, as that may not be allowed.
A trustee may not have any right to new income you earned after you file. There are only a few exceptions, including if it is income you were entitled to when you filed making it a part of the estate or if it is income generated from the estate's equipment or other assets.
