Colorado Sample Letter for Request for Removal of Derogatory Credit Information

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0900LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Colorado Sample Letter for Requesting Removal of Derogatory Credit Information Dear [Credit Bureau], I hope this letter finds you well. I am writing to dispute the accuracy of certain derogatory credit information that is currently listed on my credit report. As a resident of Colorado, I am aware of my rights under the Fair Credit Reporting Act (FCRA), which entitles me to request an investigation regarding the disputed items. Accordingly, I kindly request that you investigate the following derogatory credit information and remove any inaccuracies from my credit report: 1. [Type of Derogatory Credit Information]: Provide a detailed description of the derogatory credit information you wish to dispute. Whether it's a late payment, charge-off, collection account, bankruptcy, or tax lien, be specific about the nature of the derogatory item. 2. [Additional Type of Derogatory Credit Information]: If applicable, specify any other derogatory credit information you believe to be inaccurate and require investigation. Upon receiving this letter, I understand that you have 30 days, as per federal law, to complete your investigation and respond to me in writing. Please provide me with a copy of my updated credit report reflecting the removal of any disputed derogatory credit information. Enclosed with this letter, please find copies of any supporting documentation that serves as evidence of the inaccuracies in my credit report. I strongly urge you to consider this evidence when investigating the disputed items thoroughly. Furthermore, it is crucial to note that under Colorado law, if it is found that the derogatory credit information is indeed inaccurate, you must remove it from my credit report and cease any further reporting of the disputed item to other credit reporting agencies. In accordance with the FCRA, I request that you provide me with written notification of the results of your investigation. Additionally, if any changes are made to my credit report, I expect to receive an updated copy of my credit report once the investigation is complete, free of charge. Please ensure that this matter is handled promptly and efficiently, as the inaccurate derogatory credit information is adversely affecting my creditworthiness and financial opportunities. I deeply appreciate your immediate attention to this matter. Thank you for your assistance in resolving this dispute. I look forward to a swift resolution and a favorable outcome. Should you require additional information or have any questions regarding my request, please do not hesitate to contact me at the address and phone number listed below. Sincerely, [Your Full Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] Enclosures: 1. Supporting Documentation.

Subject: Colorado Sample Letter for Requesting Removal of Derogatory Credit Information Dear [Credit Bureau], I hope this letter finds you well. I am writing to dispute the accuracy of certain derogatory credit information that is currently listed on my credit report. As a resident of Colorado, I am aware of my rights under the Fair Credit Reporting Act (FCRA), which entitles me to request an investigation regarding the disputed items. Accordingly, I kindly request that you investigate the following derogatory credit information and remove any inaccuracies from my credit report: 1. [Type of Derogatory Credit Information]: Provide a detailed description of the derogatory credit information you wish to dispute. Whether it's a late payment, charge-off, collection account, bankruptcy, or tax lien, be specific about the nature of the derogatory item. 2. [Additional Type of Derogatory Credit Information]: If applicable, specify any other derogatory credit information you believe to be inaccurate and require investigation. Upon receiving this letter, I understand that you have 30 days, as per federal law, to complete your investigation and respond to me in writing. Please provide me with a copy of my updated credit report reflecting the removal of any disputed derogatory credit information. Enclosed with this letter, please find copies of any supporting documentation that serves as evidence of the inaccuracies in my credit report. I strongly urge you to consider this evidence when investigating the disputed items thoroughly. Furthermore, it is crucial to note that under Colorado law, if it is found that the derogatory credit information is indeed inaccurate, you must remove it from my credit report and cease any further reporting of the disputed item to other credit reporting agencies. In accordance with the FCRA, I request that you provide me with written notification of the results of your investigation. Additionally, if any changes are made to my credit report, I expect to receive an updated copy of my credit report once the investigation is complete, free of charge. Please ensure that this matter is handled promptly and efficiently, as the inaccurate derogatory credit information is adversely affecting my creditworthiness and financial opportunities. I deeply appreciate your immediate attention to this matter. Thank you for your assistance in resolving this dispute. I look forward to a swift resolution and a favorable outcome. Should you require additional information or have any questions regarding my request, please do not hesitate to contact me at the address and phone number listed below. Sincerely, [Your Full Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] Enclosures: 1. Supporting Documentation.