Colorado Jury Instruction — 3.1 Frau— - With Defense Of Waiver is a legal instruction provided to the jury in cases involving fraud allegations in Colorado. This instruction helps guide the jury in understanding the elements of fraud and the defense of waiver that may be applicable. Fraud is a term used to describe intentional deception or misrepresentation made by a person with the intent to deceive or gain an unfair advantage. In Colorado, fraud claims require the plaintiff to prove several elements by a preponderance of the evidence. However, in cases where the defendant argues the defense of waiver, the instructions are slightly different. The defense of waiver asserts that the plaintiff voluntarily and knowingly waived their rights or claims related to the alleged fraud. Here, the burden of proof is on the defendant to establish that the plaintiff waived their rights or knowingly accepted the risks involved. When the Colorado Jury Instruction — 3.1 Frau— - With Defense Of Waiver is given to the jury, it instructs them to consider the evidence presented and determine whether the plaintiff has proven the elements of fraud by a preponderance of the evidence. Additionally, if the defense of waiver is raised, the jury will be instructed to assess whether the defendant has established that the plaintiff waived their rights or knowingly accepted the risks. It is important to note that there may not be different types of Colorado Jury Instruction — 3.1 Frau— - With Defense Of Waiver. Instead, the instruction itself represents a general guideline that can be adapted to fit the specific circumstances of each fraud case where the defense of waiver is raised. Keywords: Colorado Jury Instruction, 3.1 Fraud, Defense of Waiver, intentional deception, misrepresentation, unfair advantage, elements of fraud, preponderance of the evidence, defense, voluntarily, knowingly, waived rights, accepted risks.