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What is a Mortgage Deed? A Mortgage Deed is a legal contract that specifies certain property as collateral in exchange for a loan.A mortgage deed form may be a legally binding document between a lender and someone buying a piece of property, such as a house. A Mortgage Deed is used specifically to put up a piece of real property, like land or a home, as security. A mortgage deed is a legal document that grants a moneylender a security interest in property to protect them from losing on a loan. A Texas Deed of Trust creates a lien on property to secure a Promissory Note. These are two documents needed for real estate loans and seller financing. A mortgage deed is a document that legally binds a borrower and lender. Create this real estate form in minutes with easy instructions. Browse our comprehensive set of 46 mortgage deed templates and choose one to streamline your mortgage application process.