This Letter to a Credit Reporting Company or Bureau regarding Identity Theft of Minor helps a minor or the minor's parent correct fraudulent information in the minor's credit reports. In order for such information to be blocked on the credit report, a minor or the minor's parent must notify consumer or credit reporting companies of fraudulent information that is not related to any transaction that the minor made or authorized.
Subject: Connecticut Letter to Credit Reporting Company: Reporting Identity Theft of a Minor Dear [Credit Reporting Company/Bureau], I am writing to report a case of identity theft involving a minor and seek your assistance in rectifying this matter promptly. As a concerned parent/legal guardian residing in the state of Connecticut, I am deeply worried about the potential consequences and long-term impact this fraudulent activity may have on my child's financial future. [Keywords: Connecticut, Letter to Credit Reporting Company, Bureau, Identity Theft of a Minor] I have recently discovered that my child's personal information has been misused without their consent. Specifically, there have been unauthorized attempts to obtain credit using their name, social security number, and other sensitive identifying information. [Keywords: Identity theft, Minor, Unauthorized attempts, Personal Information, Consent] As a Connecticut resident, I am aware of the laws in place to protect individuals, and especially minors, from the damages caused by identity theft. According to Connecticut law, Title 36a, Section 53(b)-247, any person who knowingly uses or attempts to use the personal identifying information of a minor for fraudulent purposes is subject to criminal penalties. [Keywords: Connecticut law, Title 36a, Section 53(b)-247, Personal Identifying Information, Minor, Fraudulent Purposes] In light of these circumstances, I urge your credit reporting company/bureau to take immediate action to rectify this issue. I kindly request the following steps to be taken: 1. Initiate a fraud alert: Please place an initial fraud alert on my child's credit file to notify potential creditors about the fraudulent activity associated with their personal information. This step will help prevent additional unauthorized credit inquiries. 2. Investigate and rectify inaccurate credit information: I ask for a thorough investigation into all accounts and credit reports that may have been tampered with due to identity theft. Please promptly correct any inaccuracies resulting from the fraudulent activity. 3. Provide a free credit report: Considering the severity of this situation, I request a copy of my child's credit report. As a resident of Connecticut, I am entitled to one free credit report per year under Connecticut General Statutes Section 36a-701(b). [Keywords: Fraud Alert, Credit File, Unauthorized Credit Inquiries, Investigate, Rectify, Credit Information, Inaccuracies, Free Credit Report, Connecticut General Statutes Section 36a-701(b)] Furthermore, I would appreciate it if you could advise me on additional steps that should be taken to safeguard my child's credit and personal information against future fraud incidents. I have enclosed copies of relevant documents supporting the identity theft incident, including police reports, affidavits, and any other documentation required to initiate the investigation. [Keywords: Enclosed Copies, Relevant Documents, Police Reports, Affidavits, Investigation] I understand that such cases involve a complex investigation process, and I kindly request your cooperation and sensitivity in handling this matter confidentially. Timely resolution of this identity theft issue is crucial, as it directly impacts my child's financial well-being and their ability to establish creditworthiness in the future. [Keywords: Investigation Process, Cooperation, Sensitivity, Confidentially, Timely Resolution, Financial Well-being, Creditworthiness] I appreciate your attention to this matter and urge you to take swift action to protect my child's credit and rectify the fraudulent information associated with their identity. Please communicate regularly and promptly with me regarding the progress of this case. Thank you for your immediate attention and support in safeguarding my child's financial future. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Your Contact Information] [Keywords: Swift Action, Protect, Rectify, Fraudulent Information, Progress, Case Support]
Subject: Connecticut Letter to Credit Reporting Company: Reporting Identity Theft of a Minor Dear [Credit Reporting Company/Bureau], I am writing to report a case of identity theft involving a minor and seek your assistance in rectifying this matter promptly. As a concerned parent/legal guardian residing in the state of Connecticut, I am deeply worried about the potential consequences and long-term impact this fraudulent activity may have on my child's financial future. [Keywords: Connecticut, Letter to Credit Reporting Company, Bureau, Identity Theft of a Minor] I have recently discovered that my child's personal information has been misused without their consent. Specifically, there have been unauthorized attempts to obtain credit using their name, social security number, and other sensitive identifying information. [Keywords: Identity theft, Minor, Unauthorized attempts, Personal Information, Consent] As a Connecticut resident, I am aware of the laws in place to protect individuals, and especially minors, from the damages caused by identity theft. According to Connecticut law, Title 36a, Section 53(b)-247, any person who knowingly uses or attempts to use the personal identifying information of a minor for fraudulent purposes is subject to criminal penalties. [Keywords: Connecticut law, Title 36a, Section 53(b)-247, Personal Identifying Information, Minor, Fraudulent Purposes] In light of these circumstances, I urge your credit reporting company/bureau to take immediate action to rectify this issue. I kindly request the following steps to be taken: 1. Initiate a fraud alert: Please place an initial fraud alert on my child's credit file to notify potential creditors about the fraudulent activity associated with their personal information. This step will help prevent additional unauthorized credit inquiries. 2. Investigate and rectify inaccurate credit information: I ask for a thorough investigation into all accounts and credit reports that may have been tampered with due to identity theft. Please promptly correct any inaccuracies resulting from the fraudulent activity. 3. Provide a free credit report: Considering the severity of this situation, I request a copy of my child's credit report. As a resident of Connecticut, I am entitled to one free credit report per year under Connecticut General Statutes Section 36a-701(b). [Keywords: Fraud Alert, Credit File, Unauthorized Credit Inquiries, Investigate, Rectify, Credit Information, Inaccuracies, Free Credit Report, Connecticut General Statutes Section 36a-701(b)] Furthermore, I would appreciate it if you could advise me on additional steps that should be taken to safeguard my child's credit and personal information against future fraud incidents. I have enclosed copies of relevant documents supporting the identity theft incident, including police reports, affidavits, and any other documentation required to initiate the investigation. [Keywords: Enclosed Copies, Relevant Documents, Police Reports, Affidavits, Investigation] I understand that such cases involve a complex investigation process, and I kindly request your cooperation and sensitivity in handling this matter confidentially. Timely resolution of this identity theft issue is crucial, as it directly impacts my child's financial well-being and their ability to establish creditworthiness in the future. [Keywords: Investigation Process, Cooperation, Sensitivity, Confidentially, Timely Resolution, Financial Well-being, Creditworthiness] I appreciate your attention to this matter and urge you to take swift action to protect my child's credit and rectify the fraudulent information associated with their identity. Please communicate regularly and promptly with me regarding the progress of this case. Thank you for your immediate attention and support in safeguarding my child's financial future. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Your Contact Information] [Keywords: Swift Action, Protect, Rectify, Fraudulent Information, Progress, Case Support]