Connecticut Consent to Credit History, Background and Reference Check by Potential Employee

State:
Multi-State
Control #:
US-04330BG
Format:
Word
Instant download

Description

This is a consent form to be signed by a potential Employee, permitting a credit history, background and reference check to be performed by the Landlord or Employer.


Businesses rarely prosper by treating employees unfairly. Successful businesses, particularly in nonunion settings, are a meritocracy. People are selected because of their qualifications and are advanced because of their performance. While commendable, this simple rule is not enough to avoid Equal Employment Opportunity (EEO) legal pitfalls. In Hawaii, for example, an employment application that inquires into felony convictions is unlawful on its face and can expose well-meaning employers and their individual managers to thousands of dollars in damages. The key to EEO compliance is depth of knowledge of the law and how it applies to your business. Here is our compliance and loss prevention approach.


This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.


How to fill out Consent To Credit History, Background And Reference Check By Potential Employee?

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FAQ

When choosing references for a background check, consider including former supervisors, coworkers, or mentors who can speak to your work ethic and skills. It’s important they are aware and willing to share positive insights about your professional experiences. Make sure to ask their permission, as they may receive a call for verification. This process is essential for the Connecticut Consent to Credit History, Background and Reference Check by Potential Employee.

How Far Back Do Background Checks Go in Connecticut? The seven-year lookback period under the FCRA restricts how far back certain background information can be reported for job applicants.

FCRA also prohibits background check reports from including arrest records or other criminal recordsexcept for convictionsthat are more than seven years old. Convictions can be reported no matter how old. The one exception to this rule is where the applicant is applying for a position that pays $75,000 or more.

In general, background checks typically cover seven years of criminal and court records, but can go back further depending on compliance laws and what is being searched.

Unfortunately, while federal laws prevent discrimination in the workplace regarding race and gender, no such laws exist to prevent being denied a job due to poor credit history. So yes, in most states your credit report can influence the hiring decision.

According to the 2018 HR.com report, employers typically assess applicants based on their long-term credit history four to seven years overall unlike lenders. That means if there is a big discrepancy from a few years ago, an employer may still ask you about it even if your most recent credit history is healthy.

With your consent, your future employer can contact past employers. A CRA will contact the employers listed on your resume or application to verify the dates you worked and the positions you held. They may also contact references you have provided to ascertain performance and character.

The applicant must provide written consent for the background check. If the pre-employment check is compulsory for hiring, the business must state it clearly in their written policies. The employee has the right to be notified about checks being conducted about their reputation, lifestyle, history, or character.

Reference checks cover a much broader range of sources over a greater number of topics. Employment verifications simply verify information that was given during the application process. These two time consuming but necessary steps of the hiring process are vital to considering a candidate's suitability for employment.

Thanks to the Fair Credit Reporting Act (FCRA), employers can't go checking your credit history behind your back. They must have written consent before pulling an applicant's credit history.

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Connecticut Consent to Credit History, Background and Reference Check by Potential Employee