Connecticut Sample Letter for Request for Removal of Derogatory Credit Information

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0900LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Removal of Derogatory Credit Information — Connecticut Sample Letter Dear [Credit Bureau Name], I am writing to request the removal of derogatory credit information from my credit report as permitted by the Fair Credit Reporting Act (FCRA) Section 611. After carefully reviewing my credit report, I have identified inaccurate and outdated information that is negatively impacting my creditworthiness and hindering my financial goals. As a resident of Connecticut, I understand my rights under federal and state laws regarding credit reporting and dispute resolution. I am also aware that inaccurate or unverifiable information must be promptly investigated and corrected by credit reporting agencies like yourself. I have thoroughly examined my credit report from [Credit Bureau Name], which I obtained on [Date], and have identified the following derogatory items: 1. [Name of Creditor]: [Account Number] — Inaccuracy/Issue: [State the specific inaccuracy or issue] — Supporting Documentation: [Attach any relevant supporting documentation] 2. [Name of Creditor]: [Account Number] — Inaccuracy/Issue: [State the specific inaccuracy or issue] — Supporting Documentation: [Attach any relevant supporting documentation] In accordance with my rights, I kindly request that you investigate and remove the above-mentioned derogatory items from my credit report as they inaccurately represent my credit history. I have attached the necessary documentation to support my claim. Please provide me with written confirmation of the completion of your investigation and any necessary actions taken within the timeframe outlined by the FCRA (normally 30 days). In case you require additional information or documentation, please inform me promptly. Should you determine that the derogatory information is accurate and cannot be removed, I would appreciate your guidance on the appropriate steps necessary to resolve these issues. I trust that [Credit Bureau Name] will handle this request in a diligent and efficient manner, as mandated by federal and state regulations. Failure to comply with this request could result in legal recourse, as specified by the FCRA. Thank you for your attention to this matter. I look forward to your prompt response and resolution of this dispute. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] [Attachment: Relevant supporting documentation]

Subject: Request for Removal of Derogatory Credit Information — Connecticut Sample Letter Dear [Credit Bureau Name], I am writing to request the removal of derogatory credit information from my credit report as permitted by the Fair Credit Reporting Act (FCRA) Section 611. After carefully reviewing my credit report, I have identified inaccurate and outdated information that is negatively impacting my creditworthiness and hindering my financial goals. As a resident of Connecticut, I understand my rights under federal and state laws regarding credit reporting and dispute resolution. I am also aware that inaccurate or unverifiable information must be promptly investigated and corrected by credit reporting agencies like yourself. I have thoroughly examined my credit report from [Credit Bureau Name], which I obtained on [Date], and have identified the following derogatory items: 1. [Name of Creditor]: [Account Number] — Inaccuracy/Issue: [State the specific inaccuracy or issue] — Supporting Documentation: [Attach any relevant supporting documentation] 2. [Name of Creditor]: [Account Number] — Inaccuracy/Issue: [State the specific inaccuracy or issue] — Supporting Documentation: [Attach any relevant supporting documentation] In accordance with my rights, I kindly request that you investigate and remove the above-mentioned derogatory items from my credit report as they inaccurately represent my credit history. I have attached the necessary documentation to support my claim. Please provide me with written confirmation of the completion of your investigation and any necessary actions taken within the timeframe outlined by the FCRA (normally 30 days). In case you require additional information or documentation, please inform me promptly. Should you determine that the derogatory information is accurate and cannot be removed, I would appreciate your guidance on the appropriate steps necessary to resolve these issues. I trust that [Credit Bureau Name] will handle this request in a diligent and efficient manner, as mandated by federal and state regulations. Failure to comply with this request could result in legal recourse, as specified by the FCRA. Thank you for your attention to this matter. I look forward to your prompt response and resolution of this dispute. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] [Attachment: Relevant supporting documentation]