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Connecticut Employer - Plan Administrator Notice to Employee of Unavailability of Continuation

State:
Multi-State
Control #:
US-AHI-007
Format:
Word
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Description

This AHI form is sent to employees who are not entitled to the Consolidated Omnibus Budget Reconciliation Act.

Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation is an important document that employers in Connecticut must provide to their employees when they are unable to offer continuation coverage under certain circumstances. This notice explains to employees the reasons why continuation coverage is not available and informs them about their alternative healthcare options. Keywords: Connecticut, employer, plan administrator, notice, employee, unavailability, continuation. There are several types of Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation notices, based on the specific circumstances that make continuation coverage unavailable. Here are a few examples: 1. Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation due to Ineligibility: This notice is used when an employee is not eligible for continuation coverage under the specific conditions defined by the Consolidated Omnibus Budget Reconciliation Act (COBRA), such as not meeting the required number of hours worked, not being enrolled in the employer's healthcare plan, or any other eligibility criteria. 2. Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation due to Termination of the Employer's Plan: In this case, the notice informs employees that their employer's healthcare plan has been terminated or is no longer in effect, making continuation coverage unavailable. 3. Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation due to Employer Bankruptcy/Closure: This notice is given when an employer has filed for bankruptcy or permanently closed its operations, resulting in the unavailability of continuation coverage. 4. Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation due to Failure to Pay Premiums: When an employee fails to pay their premiums for continuation coverage within the specified timeframe, this notice is issued to inform them that their coverage has been cancelled, rendering continuation coverage unavailable. These are just a few examples of the different types of Connecticut Employer — Plan Administrator Notice to Employee of Unavailability of Continuation notices that may be relevant in different situations. It is crucial for employers to provide these notices to their employees to ensure compliance with state and federal regulations and to inform employees about their healthcare options in case continuation coverage is unavailable.

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FAQ

PEBB Continuation Coverage (COBRA) is a continuation of health plan coverage offered when PEBB health plan coverage ends because of a qualifying event.

The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan. The notice must be provided within the first 90 days of coverage under the group health plan.

COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.

Under COBRA, you and your family have the right to remain on whatever health plan your former employer has for up to 18 months. You must continue paying the full premium, which includes both your former employer's share and your share plus a 2 percent administrative fee.

PEBB Continuation Coverage provides an alternative, temporary extension of PEBB medical and/or dental coverage for state-registered domestic partners and their children (who are not eligible for COBRA under federal law).

How long will COBRA continuation coverage last? When loss of coverage due to end of employment or a reduction in hours of employment, coverage generally may be continued for up to a total of 18 months.

The term continuation coverage refers to the extended coverage provided under the group benefit plan in which an eligible employee or eligible dependent is currently enrolled.

Continuation coverage allows someone who recently lost their employer-based health coverage to continue their current insurance policy as long as they pay the full monthly premiums.

State continuation coverage refers to state laws that enable employees to extend their employer-sponsored group health insurance even if they are not eligible for an extension through COBRA. While COBRA law applies throughout the U.S., it is only applicable to employers with 20 or more employees.

Federal COBRA is a federal law that lets you keep your group health plan when your job ends or your hours are cut. Federal COBRA requires continuation coverage be offered to covered employees, their spouses, former spouses, and dependent children.

More info

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Connecticut Employer - Plan Administrator Notice to Employee of Unavailability of Continuation