Connecticut Employer - Plan Administrator Notice to Employee of Unavailability of Continuation

State:
Multi-State
Control #:
US-AHI-007
Format:
Word
Instant download

Description

This AHI form is sent to employees who are not entitled to the Consolidated Omnibus Budget Reconciliation Act.

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FAQ

PEBB Continuation Coverage (COBRA) is a continuation of health plan coverage offered when PEBB health plan coverage ends because of a qualifying event.

The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan. The notice must be provided within the first 90 days of coverage under the group health plan.

COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.

Under COBRA, you and your family have the right to remain on whatever health plan your former employer has for up to 18 months. You must continue paying the full premium, which includes both your former employer's share and your share plus a 2 percent administrative fee.

PEBB Continuation Coverage provides an alternative, temporary extension of PEBB medical and/or dental coverage for state-registered domestic partners and their children (who are not eligible for COBRA under federal law).

How long will COBRA continuation coverage last? When loss of coverage due to end of employment or a reduction in hours of employment, coverage generally may be continued for up to a total of 18 months.

The term continuation coverage refers to the extended coverage provided under the group benefit plan in which an eligible employee or eligible dependent is currently enrolled.

Continuation coverage allows someone who recently lost their employer-based health coverage to continue their current insurance policy as long as they pay the full monthly premiums.

State continuation coverage refers to state laws that enable employees to extend their employer-sponsored group health insurance even if they are not eligible for an extension through COBRA. While COBRA law applies throughout the U.S., it is only applicable to employers with 20 or more employees.

Federal COBRA is a federal law that lets you keep your group health plan when your job ends or your hours are cut. Federal COBRA requires continuation coverage be offered to covered employees, their spouses, former spouses, and dependent children.

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Connecticut Employer - Plan Administrator Notice to Employee of Unavailability of Continuation