Connecticut Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Information Services LLC PO Box 740241 Atlanta, GA 30348 Subject: Request for Free Copy of Credit Report in Response to Credit Denial Dear Equifax, I am writing to request a free copy of my credit report, as mandated by the Fair Credit Reporting Act (FCRA) Section 612, following a recent denial of credit. According to the denial notice I received, the decision was based on information contained in my Equifax credit report. As a Connecticut resident, I am aware of my rights under both federal and state laws. Section 36a-698b of the Connecticut General Statutes affirms my entitlement to receive this free credit report within 60 days of the denial of credit. Therefore, I kindly request that you promptly provide me with a copy of my Equifax credit report, free of charge. To assist you in locating my information accurately, please find the following details related to my credit application: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Enclosed with this letter is a copy of the credit denial notice I received. I kindly ask that you review the information provided and ensure that my credit report is updated accordingly. In the event that any inaccurate or incomplete information is present, I request that you take immediate action to rectify these errors. Moreover, as an additional safeguard against identity theft and potential fraudulent activities, I would appreciate it if you could place a fraud alert on my credit file, as allowed by the FCRA. Please ensure that any future credit inquiries necessitate further verification and contact with me through the provided phone number and/or email address. I expect your prompt attention to this matter, as the FCRA clearly outlines the time frame within which the credit report should be provided. I believe in the importance of maintaining accurate credit information, and I trust that you share the same commitment. Thank you for your immediate attention to this request. Please contact me at [Your Phone Number] or [Your Email] should you require any further information or clarification. I look forward to receiving my free credit report from Equifax and resolving any outstanding issues that may exist. Sincerely, [Your Name]