Connecticut Recoverable Grant Agreement
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FAQ
The Guaranty Fund is funded through assessments against member insurers made after a member insurer is declared insolvent by a court of law. These funds are used to pay valid claims, as well as administrative expenses.
The Connecticut Unfair Trade Practices Act (CUTPA) prohibits unfair competition and unfair and deceptive acts. Initially adopted in 1973, CUTPA has been modified by the state legislature. The Department of Consumer Protection (DCP) has jurisdiction over CUPTA, but it is most commonly used as a private right of action.
The Real Estate Guaranty Fund, administered by the Department of Consumer Protection, can reimburse consumers who suffer financial losses in unscrupulous real estate transactions.
If a member company becomes insolvent, money to continue coverage and pay claims is obtained through assessments of the guaranty association's other member insurance companies writing the same line or lines of insurance as the insolvent company.
You must apply to the Guaranty Fund within two years after you receive the court judgment against your contractor. For Federal or Superior Court judgments, you must have tried to collect the money owed you by means of a marshal's ?writ of execution,? and were unsuccessful in that attempt.
If you sign a contract in the seller's normal place of business, you may have seventy two hours, or three days, in which to cancel the contract for certain contracts in the State of Connecticut. The three-day cancellation option must be included in contracts such as: Health Clubs. Time Shares.
