District of Columbia Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Free Copy of Your Credit Report due to Credit Denial Dear Experian, I am writing to request a free copy of my credit report, as I have recently been denied credit. As per the Fair Credit Reporting Act, I am entitled to receive a copy of my credit report from your agency within 60 days of receiving notice of credit denial. I would like to provide you with the following information to assist you in locating my credit file accurately: 1. Full Name: [Your Full Name] 2. Current Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your Date of Birth] 5. Previous Address (if applicable): [Previous Address] 6. Phone Number: [Your Phone Number] 7. Email Address: [Your Email Address] Please note that I am a resident of the District of Columbia (or Washington, D.C.), where the laws regarding credit reporting are governed by the Fair Credit Reporting Act and Consumer Credit Protection Act. As such, I am aware of my rights and the obligations of credit reporting agencies, including Experian (formerly TRY), under these laws. I kindly request that you provide me with a detailed credit report that includes all the information Experian has on file regarding my credit history. This includes but is not limited to: 1. Personal Information: Name variations, current and previous addresses, Social Security number, date of birth. 2. Credit Accounts: Detailed information on all credit accounts including credit cards, loans, mortgages, and any other credit-related obligations. Please include the account type, account number, current balance, credit limit, payment history, and any other relevant details. 3. Public Records: Any bankruptcy filings, tax liens, judgments, or other public records related to my credit history. 4. Inquiries: A list of all entities that have requested my credit report within the past two years. 5. Dispute Information: Any disputes or consumer statements I have previously submitted related to my credit report. I would greatly appreciate it if you could expedite the process and mail me a physical copy of my credit report to the following address within the required 60-day period: [Your Full Name] [Your Current Address] [City, State, ZIP Code] In the event additional information is needed to process my request, please do not hesitate to contact me at the phone number or email address provided above. I am fully committed to cooperating to meet any requirements necessary to obtain a copy of my credit report. Thank you for your prompt attention to this matter. I look forward to receiving my credit report as soon as possible. Sincerely, [Your Full Name]

Subject: Request for Free Copy of Your Credit Report due to Credit Denial Dear Experian, I am writing to request a free copy of my credit report, as I have recently been denied credit. As per the Fair Credit Reporting Act, I am entitled to receive a copy of my credit report from your agency within 60 days of receiving notice of credit denial. I would like to provide you with the following information to assist you in locating my credit file accurately: 1. Full Name: [Your Full Name] 2. Current Address: [Your Current Address] 3. Social Security Number: [Your SSN] 4. Date of Birth: [Your Date of Birth] 5. Previous Address (if applicable): [Previous Address] 6. Phone Number: [Your Phone Number] 7. Email Address: [Your Email Address] Please note that I am a resident of the District of Columbia (or Washington, D.C.), where the laws regarding credit reporting are governed by the Fair Credit Reporting Act and Consumer Credit Protection Act. As such, I am aware of my rights and the obligations of credit reporting agencies, including Experian (formerly TRY), under these laws. I kindly request that you provide me with a detailed credit report that includes all the information Experian has on file regarding my credit history. This includes but is not limited to: 1. Personal Information: Name variations, current and previous addresses, Social Security number, date of birth. 2. Credit Accounts: Detailed information on all credit accounts including credit cards, loans, mortgages, and any other credit-related obligations. Please include the account type, account number, current balance, credit limit, payment history, and any other relevant details. 3. Public Records: Any bankruptcy filings, tax liens, judgments, or other public records related to my credit history. 4. Inquiries: A list of all entities that have requested my credit report within the past two years. 5. Dispute Information: Any disputes or consumer statements I have previously submitted related to my credit report. I would greatly appreciate it if you could expedite the process and mail me a physical copy of my credit report to the following address within the required 60-day period: [Your Full Name] [Your Current Address] [City, State, ZIP Code] In the event additional information is needed to process my request, please do not hesitate to contact me at the phone number or email address provided above. I am fully committed to cooperating to meet any requirements necessary to obtain a copy of my credit report. Thank you for your prompt attention to this matter. I look forward to receiving my credit report as soon as possible. Sincerely, [Your Full Name]