District of Columbia Loan Agreement for Employees
Description
How to fill out Loan Agreement For Employees?
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FAQ
Please note: District residents always are the priority for HPAP assistance. We will accept applications from non-residents, but they only will be processed when there are no pending applications from District residents.
To be considered eligible, a family's gross income may not exceed 50% of the local median family income. The local median family income for a family of four in the Washington, D.C. Metropolitan Statistical Area is $107,500.
Housing grants of up to $8,000.00 are available to all D.C. teachers and staff, through the Teacher Next Door Program. Subject to availability, ALL teachers, grades Pre-K thru 12, as well as administrators and staff, will receive a minimum of a $1,000.00 NON-repayable GRANT to be used toward the purchase of a home.
For moderate income eligible households: Payment on loans is deferred for the first five years. Monthly principal-only payments begin in the sixth year of the loan, amortized over a 40-year period. For very low income and low income eligible households: Loans will have no monthly payments.
The Employer-Assisted Housing Program (EAHP) offers eligible District government employees a deferred, 0% interest loan and a matching funds grant for down payment and closing costs to purchase their first single family home, condominium, or cooperative unit in the District.
The Home Purchase Assistance (HPAP) program provides interest-free loans and closing cost assistance to qualified applicants to purchase single family houses, condominiums, or cooperative units in the District.
