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Include your contact information and send this letter via certified mail with a return receipt requested so that you know if and when the creditor receives your letter. Once the debt collector receives a cease and desist letter, it must stop all further contact unless the law permits otherwise.

Dear debt collector: Pursuant to my rights under the state and federal fair debt collection laws, I hereby request that you immediately cease all calls to your phone number in relation to the account of wrong person's full name. This is the wrong number to contact that person.

3 Things You Should NEVER Say To A Debt CollectorAdditional Phone Numbers (other than what they already have)Email Addresses.Mailing Address (unless you intend on coming to a payment agreement)Employer or Past Employers.Family Information (ex.Bank Account Information.Credit Card Number.Social Security Number.

This letter should be addressed and directed at one creditor only. You'll have to write one for each of the creditors that you want to stop calling you. Sending a cease and desist letter isn't a solution to your problem; it's merely a solution to receiving annoying phone calls.

If you believe a debt collector is harassing you, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372). You can also contact your state's attorney general .

Statute of Limitations The Statute of limitations in the District of Columbia for open accounts and writings, such as contracts and promissory notes, is three (3) years from the date of breach. Generally, a renewed promise that can be proved to pay an old debt renews the limitations period.

Statute of Limitations and Your Credit ReportCollection accounts can remain on your report for seven years and 180 days from the original delinquency. Depending on the type of account and your location, this can be more than or less than the statute of limitations.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that provides a mechanism for you to stop debt collectors from contacting you. You can do this by sending a Cease and Desist Letter. Federal law allows you to communicate with debt collectors to tell them that you want them to stop contacting you.

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If you do so, the debt collector can only contact you to confirm that it will stop contacting you and to notify you that it may file a lawsuit or take other ... A debt collector may contact you if you are behind in your payments to aYou also may file a lawsuit against the collection agency for violating state ...For creditor harassment, or if a debt collector keeps harassing you, or calls third parties after you send a cease letter, file a complaint with the ... The Fair Debt Collection Practices Act (FDCPA) is a federal law that provides limitations on what debt collectors can do when collecting ... A debt lawsuit begins when you receive a Summons and Complaint.debt collection in any of the 50 states (and the District of Columbia). It is within your rights to request a collector to cease communication with you. It must be done in writing and sent by mail. Again, it's best ... File a lawsuit against the debt collector for violating the Maryland Debt Collection Act, which covers individuals and businesses collecting ... This Act shall be known and may be cited as the "Collection Agency Act".may issue a rule to show cause why an order to cease and desist should not be ... Handling Debt Collection Phone Calls · The caller's name. · The name of the collection agency that the collector is calling on behalf of. · An address at which you ... Tell them in your letter that if they don't agree with the terms you have described there, they should write back to you telling you what they do agree to ...

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District of Columbia Cease and Desist for Debt Collectors

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