Delaware Auto Rate Filings — July 132015,15 is a set of documents submitted to the Delaware Department of Insurance by insurance companies that provide private passenger automobile insurance in the state of Delaware. The documents detail the proposed rates and coverages that the insurance companies plan to offer for the upcoming year. There are two types of Delaware Auto Rate Filings — July 13, 2015: 1) Original Rate filings and 2) Renewal Rate filings. Original Rate filings are submitted by insurers that are new to the Delaware market or those that are changing their rate structure. Renewal Rate filings are submitted by insurers that are renewing their existing rate structure. The filings provide the details of the proposed rates and coverages, including the base rates, the number of drivers, types of vehicles, and other factors that can affect the rate. The Delaware Department of Insurance reviews the filings to ensure they comply with the state's insurance regulations.