This form is a sample letter in Word format covering the subject matter of the title of the form.
[Your Name] [Your Address] [City, State ZIP Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State ZIP Code] Subject: Notice of Judgment — Lien Dear [Recipient's Name], I hope this letter finds you well. I am writing to officially notify you of a judgment lien against you in the state of Delaware. This Notice of Judgment — Lien serves to inform you of the legal action taken against you and the steps you need to take to resolve the situation. [Type 1: Involuntary Lien] If you failed to meet your financial obligations, such as repayment of debts, taxes, or fines, a judgment may have been filed against you by the creditor or government agency. This type of lien is called an involuntary lien. Please note that this letter is not intended to provide legal advice, and consulting an attorney is recommended for further guidance specific to your situation. [Type 2: Voluntary Lien] Alternatively, if you have willingly entered into an agreement where your property serves as collateral in securing a loan, a voluntary lien may have been created. In such cases, failing to meet the terms of the agreement may result in the creditor filing a judgment against you to claim a legal right over your property. The purpose of this notice is to inform you that the judgment lien may negatively affect your ability to sell, transfer, or refinance the property in question, as it creates an encumbrance on the title. A judgment lien ensures that the creditor or claimant receives payment when the property is sold or refinanced. It is, therefore, imperative that you take timely action to resolve the lien to protect your property interests. To resolve this matter and release the judgment lien, you have a few options: 1. Pay the Debt in Full: If the judgment resulted from an unpaid debt, you may choose to pay the full amount owed to the judgment creditor. Once the payment is received and verified, the creditor is obligated to release the lien by filing the appropriate documentation. 2. Negotiate a Settlement: Contact the judgment creditor to explore the possibility of negotiating a settlement agreement. This may involve payment of a reduced lump sum or agreeing to a payment plan to satisfy the debt, which will subsequently result in the release of the judgment lien. 3. File a Release of Lien: In some cases, the judgment creditor may have been satisfied, and the lien was not properly released. If you believe the lien was released but not filed appropriately, you can request the creditor to issue a Release of Lien document. It is recommended to consult with an attorney to assist you in this process. Failure to address the judgment effectively may lead to further legal actions, such as wage garnishments, bank levies, or seizure of assets. It is vital to respond promptly to this notice to safeguard your interests and prevent any additional negative consequences. If you have any questions or require further information, please do not hesitate to contact me directly at [Phone Number] or via email at [Email Address]. It is in both parties' best interest to resolve this matter amicably and efficiently. Thank you for your immediate attention to this letter. I trust that you will take the appropriate actions to settle the judgment lien promptly. Sincerely, [Your Name]
