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Unlike Pennsylvania, Delaware does not have full tort or limited tort distinctions on car insurance policies, so Pennsylvania residents injured in a Delaware motor vehicle accident caused by a Delaware resident can recover for pain and suffering even if they have elected limited tort coverage.
Delaware is known as the first state to ratify the Constitution and as a tax-friendly place for corporations. It also has favorable laws for an injured person seeking damages for "pain and suffering," a legal term for both the physical and emotional distress caused by an injury.
Getting into an accident without insurance in Delaware An at-fault driver will be responsible for reimbursing the other involved driver for their vehicle repairs, plus any medical expenses that are not covered by their PIP policy.
Delaware has a form of no-fault automobile insurance called Personal Injury Protection or ?PIP?, which pays for your medical bills and lost wages, but not for your pain and suffering. Delaware no-fault law allows you to sue the person who caused the car accident and your injuries for pain and suffering.
PIP insurance in Delaware covers all medical expenses, lost wages and other costs related to an injury sustained in a collision for two years following an accident, as long as these expenses don't exceed your coverage limits. The minimum PIP coverage required in Delaware is: $15,000 per person involved in an accident.
Pain & Suffering in a Delaware Car Accident Case Under Delaware law, a damages award in an auto accident lawsuit must be just and reasonable compensation for the injuries and harm caused by the negligent driver. There is no formula which determines the amount of an award for pain and suffering.
The statute of limitations for a standard personal injury lawsuit in Delaware is two years after the date of the accident that caused your injuries.
Here are some best practices for an effective letter of demand for a car accident. Organize and Itemize Your Expenses. ... Describe the Facts. ... Share Your Perspective. ... Describe Your Road to Recovery. ... Request for A Reasonable Settlement Amount. ... Review the Letter and Send It. ... Get Expert Help to Write an Effective Demand Letter.