Delaware Sample Letter for Settlement Proposal concerning an Automobile [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Position] [Insurance Company Name] [Address] [City, State, ZIP Code] Subject: Settlement Proposal for Automobile Damage Claim Dear [Recipient's Name], I hope this letter finds you well. I am writing to discuss the settlement proposal for the automobile damage claim associated with the incident that occurred on [date]. As the driver of the vehicle, I would like to reach a fair and amicable resolution without resorting to any legal proceedings. I believe we can agree that the accident was not entirely my fault. I accept a certain level of responsibility for my actions, but I firmly believe that the details of the incident warrant a shared liability arrangement. To expedite the resolution process and avoid any further delays, I propose the following settlement terms: 1. Damage Assessment: a. I have obtained an independent assessment of the damages caused by the accident. Enclosed with this letter, you will find relevant documentation, including an estimate from a reputable auto repair shop. The total repair costs amount to $[amount], which I consider fair and reasonable. b. Additionally, I insist on a thorough inspection by a qualified professional chosen by both parties, to confirm the accuracy and legitimacy of the estimate provided. 2. Liability Allocation: a. Considering the circumstances leading to the accident, I propose that we divide the liability as follows: [provide a percentage division based on your assessment of the factors contributing to the accident]. This allocation is fair and just considering the evidence presented and accounts for the respective contributions. 3. Settlement Offer: Based on the damage assessment, liability allocation, and insurance coverage, I suggest the following settlement offer: a. Your insurance company covers [percentage]% of the total repair costs ($[amount]), amounting to $[settlement amount]. I kindly request this payment to be made as soon as possible. b. In exchange for the above-mentioned settlement, I will release your insurance company, the policyholder, and any related parties from any further liability or claim associated with this incident. Please note that this settlement offer is made without prejudice and remains open for negotiation, provided that the negotiations do not unreasonably prolong the resolution process. I believe these settlement terms accurately reflect the liabilities and damages caused by the accident. I kindly ask you to review this proposal promptly and respond within [specified timeframe]. Should you have any counteroffers, concerns, or questions, please do not hesitate to contact me via the details provided above. I sincerely hope we can resolve this matter amicably, without the need for further legal action. Thank you for your attention to this matter, and I await your prompt response. Yours sincerely, [Your Full Name]