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The effective date is the redline the appraiser used to research and analyze the market activity. In theory, the appraiser sits in judgment on the effective date. They either go back in time, go forward in time, or sit tight in the present.

Some lenders will not permit a borrower to lock until after the appraisal has been received; however, untimely delays in completing the appraisal may cost borrowers if otherwise favorable rates inch upward in the course of the delay.

An appraisal is an opinion of value while an appraisal report is any communication, written or oral, of an appraisal that is transmitted to the client upon completion of an assignment. Two dates are essential to an appraisal report: the effective date of the appraisal and the date of the report.

Because of the sheer number of appraisals being ordered, it is becoming increasingly difficult to obtain an appraisal in a timely manner. Often, the original date must be modified, which in turn, will delay the actual closing date. This is sometimes the unintentional fault of the property owner.

These dates provide the chronological context of the assignment and must be stated so that both the client and any intended user understand what has happened. Valuation is a process that places a value or cost on an item at a specific point of time.

According to USPAP, the content of an appraisal report must be consistent with the intended use of the appraisal and, at a minimum, include (describe or summarize) information sufficient to identify the property involved in the appraisal including the physical and economic property characteristics relevant to the

The report date is the date that we prepare and sign the appraisal report and transmit it to the client. Unless we are very quick in our turnaround time, this date is not likely to be the same date as the effective date of the appraisal.

If your appraisal is taking a long time in 2021, a combination of factors is likely contributing to the wait. One major issue is that there is a logjam for lenders: Banks are currently working through a ton of mortgage applications as home buyers look to close on new homes, as well as refinancing applications.

Reporting of the results of a real property appraisal is governed by USPAP STANDARD 2, which allows two options for written reports: Appraisal Report (as directed by Standards Rule 2-2(a), or. Restricted Appraisal Report (as directed by Standards Rule 2-2(b).

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Delaware Employee Appraisal Report - 60 Days

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