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GENERAL ORDER No. 31. A term deposit is a fixed-term investment that includes the deposit of money into an account at a financial institution.The date that an investor's investment is to be paid back in full in accordance with its agreement. FDIC and Interagency Statements provide guidance to insured institutions, depositors, and the general public. View the full list of ECIP participants here. (a) We must protect consumers, investors, and businesses in the United States. Invest online in Vanguard Mutual Funds. D. Judicial authority issuing process. While seizure warrants, search warrants, and forfeiture restraining orders are similar in many respects,. (a) We must protect consumers, investors, and businesses in the United States.