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The final judgment of foreclosure and sale is the legal document that appoints a referee to conduct the auction in a foreclosure action and allows the plaintiff lender to schedule the sale and advertise it with a notice of sale. The final judgement lists all amounts that are owed on the property and a copy of the document is provided to the previous owner under the law.If the court grants summary judgment in favor of the bank, typically after a hearing, the bank wins the case, and your home will be sold at a foreclosure sale. Once final judgment enters, you lose the right to cure (pay the reinstatement amount). What Happens if The Final Judgment of Foreclosure is Set Aside? That the judgment of foreclosure and sale in a foreclosure action is "final" sounds reasonable and appropriate, as well as unremarkable. A plaintiff cannot seek a Final Judgment in Foreclosure unless the plaintiff first obtains an entry of default against the defendant(s). If the grand total amount with interest at the rate described in. 996(a) - FINAL JUDGMENT OF FORECLOSURE, Fla. If you fail to answer, you may not be given an opportunity to present your side of the case to the judge, and a Final Judgment may be entered against you.