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Automated Universal Data . , or AUD, means an automated, online form that Data Furnishers use to transmit interim maintenance requests to update or delete previously reported accounts.
Oscar Coding 001 ? not his/hers. 002 ? belongs to another individual with same/similar name. 008 ? late due to change of address or never received statement. 010 ? settlement or partial payments accepted. 019 ? included in the bankruptcy of another person. 038 ? claims account closed by consumer.
Thanks to e-OSCAR, credit disputes involve a three-step process: The credit bureau receives a credit dispute letter. An employee reads the letter and assigns one of e-OSCAR's 29 three-digit codes to classify the type of error. The employee enters this code along with basic information about the consumer and creditor.
So, what is an ACDV? An ACDV is an Automated Credit Dispute Verification form that is used by the credit reporting agencies to communicate consumer disputes to lenders and collection agencies.
What is Metro 2 compliance? Advertisement. Metro 2 compliance letter is a term used to describe the practice of following certain guidelines set forth by the credit reporting industry. These guidelines are designed to ensure that credit reporting agencies (CRAs) provide accurate and fair information to consumers.