Dear [Insurance Company], I am writing this letter to address the recent traffic accident that occurred on [Date] at [Location]. As per the official police report, I was involved in a collision caused by your insured party, Mr./Ms. [Insured's Name]. Firstly, I would like to express my concern about the refusal to pay the requested damages resulting from this accident. According to the circumstances of the incident and applicable traffic laws in the state of Florida, it is evident that Mr./Ms. [Insured's Name] carries the liability and responsibility for the damages caused. I have provided all necessary documentation to support my claim, including a copy of the police report, photographs of the accident scene, estimates from reputable auto repair shops, and medical bills for the injuries sustained. All of this evidence confirms the extent of the damages to my vehicle and the resulting medical expenses. Under Florida law, it is the obligation of the at-fault party to compensate the victim for the full amount of damages incurred. Furthermore, the insurance policy held by Mr./Ms. [Insured's Name] is intended to cover such circumstances. I kindly request that you review my claim once again and reconsider your decision regarding the refusal to pay for the requested damages. Failure to comply with this request may leave me with no choice but to seek legal assistance to ensure my rights are protected. If you require any additional information or have any concerns regarding the documentation provided, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I trust that we can resolve this matter amicably without the need for further escalation. Thank you for your prompt attention to this matter. I await your favorable response within [give a reasonable time frame] to rectify this situation. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]