[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Card Issuer's Name] [Credit Card Issuer's Address] [City, State, ZIP] Subject: Cancellation of [Credit Card Name/Number] Dear [Credit Card Issuer's Name], I am writing this letter to formally request the cancellation and termination of my [Credit Card Name/Number]. I have thoroughly reviewed my financial situation and have decided that it is in my best interest to discontinue using this credit card. As a responsible cardholder, I have always made timely payments and maintained a good credit history with your institution. However, due to changing circumstances, I no longer require the service of this credit card. I kindly request you to cancel my credit card with immediate effect and provide written confirmation of the same. Please ensure that no further charges, interests, or fees are posted to my account following the date of this letter. I am enclosing my credit card in this letter for your reference. Please provide me with details on any outstanding balance on my account, including the exact amount and the deadline for payment, if applicable. Kindly acknowledge this letter and provide confirmation that my request for cancellation has been processed. In case there are any documents or forms that need to be completed by me in order to facilitate the cancellation process, please inform me immediately. I will be more than willing to provide any additional information or documentation necessary to complete this request. I appreciate the assistance and service I have received from your bank and would like to thank your customer service team for their prompt attention to this matter. Furthermore, I trust that this cancellation will be handled in a professional and efficient manner. If you have any further questions or need any clarifications, please do not hesitate to contact me at the provided phone number or email address. Thank you for your prompt attention to this matter. Sincerely, [Your Name]