Florida Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Florida Sample Letter for Notice Under Fair Debt Collection Act Dear [Debt Collection Agency], I am writing to express my concern regarding the debt collection activities being pursued by your agency in relation to my account [account number]. I believe that your actions violate certain provisions of the Fair Debt Collection Practices Act (FD CPA) and as a consumer, I am entitled to the protection offered by this federal law. As you may be aware, the FD CPA sets forth certain guidelines and regulations for debt collection agencies, prohibiting various abusive and unfair practices. Among the provisions that I believe you have violated are: 1. Section 807(8): Harassment or abuse — I have been continuously receiving multiple phone calls and letters from your agency, which I believe constitutes harassment. These repetitive and excessive communications have caused anxiety and distress. 2. Section 807(11): Use of false or misleading representations — Your agency has made threats of legal action without providing a proper validation of the debt and without disclosing the fact that I have the right to dispute the debt's validity. 3. Section 805(c): Communication with third parties — Your agency has contacted members of my family and friends regarding my debt, which is a violation of the FD CPA, as it is strictly prohibited to disclose the details of my debt to any third party. 4. Section 805(b): Communication at inconvenient times or places — I have received numerous calls from your agency during times not suitable for receiving such communications, including early morning and late evening hours. In light of these violations, I demand that you immediately cease all further communication with me, my family, friends, or any other third parties, except as expressly permitted by law. Furthermore, I request that you provide me with a written validation of the debt in accordance with Section 809 of the FD CPA, including detailed information about the original creditor, the amount of the debt, and proof of ownership. Please be advised that any continued violation of the FD CPA may result in legal action being pursued against your agency. I strongly urge you to review your debt collection practices and ensure compliance with the federal law. I expect to receive your response in writing within 30 days of receiving this letter. Failure to respond or to take corrective measures will leave me no choice but to report your agency to the appropriate authorities, including the Consumer Financial Protection Bureau and the Florida Attorney General's Office. Your cooperation and prompt attention to this matter are appreciated. Sincerely, [Your Name] [Your Address] [City, State, Zip Code] [Phone Number] [Email Address] Disclaimer: This letter is provided as a sample template and should be modified to fit your specific situation. It is recommended to seek legal advice before sending any formal communication to a debt collection agency.

Florida Sample Letter for Notice Under Fair Debt Collection Act Dear [Debt Collection Agency], I am writing to express my concern regarding the debt collection activities being pursued by your agency in relation to my account [account number]. I believe that your actions violate certain provisions of the Fair Debt Collection Practices Act (FD CPA) and as a consumer, I am entitled to the protection offered by this federal law. As you may be aware, the FD CPA sets forth certain guidelines and regulations for debt collection agencies, prohibiting various abusive and unfair practices. Among the provisions that I believe you have violated are: 1. Section 807(8): Harassment or abuse — I have been continuously receiving multiple phone calls and letters from your agency, which I believe constitutes harassment. These repetitive and excessive communications have caused anxiety and distress. 2. Section 807(11): Use of false or misleading representations — Your agency has made threats of legal action without providing a proper validation of the debt and without disclosing the fact that I have the right to dispute the debt's validity. 3. Section 805(c): Communication with third parties — Your agency has contacted members of my family and friends regarding my debt, which is a violation of the FD CPA, as it is strictly prohibited to disclose the details of my debt to any third party. 4. Section 805(b): Communication at inconvenient times or places — I have received numerous calls from your agency during times not suitable for receiving such communications, including early morning and late evening hours. In light of these violations, I demand that you immediately cease all further communication with me, my family, friends, or any other third parties, except as expressly permitted by law. Furthermore, I request that you provide me with a written validation of the debt in accordance with Section 809 of the FD CPA, including detailed information about the original creditor, the amount of the debt, and proof of ownership. Please be advised that any continued violation of the FD CPA may result in legal action being pursued against your agency. I strongly urge you to review your debt collection practices and ensure compliance with the federal law. I expect to receive your response in writing within 30 days of receiving this letter. Failure to respond or to take corrective measures will leave me no choice but to report your agency to the appropriate authorities, including the Consumer Financial Protection Bureau and the Florida Attorney General's Office. Your cooperation and prompt attention to this matter are appreciated. Sincerely, [Your Name] [Your Address] [City, State, Zip Code] [Phone Number] [Email Address] Disclaimer: This letter is provided as a sample template and should be modified to fit your specific situation. It is recommended to seek legal advice before sending any formal communication to a debt collection agency.