Florida Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Loans and Lending - Credit Score
• State: Multi-State
• Control #: US-CREDIT-4
• Format: Word; Rich Text

Description

This is a multi-state form covering the subject matter of the title. [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Trans Union PO Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report pursuant to Denial of Credit — Florida Variation Dear Trans Union, I hope this letter finds you well. I am writing this letter to request a free copy of my credit report pursuant to the denial of credit that I recently experienced. As a resident of Florida, I understand that there are specific requirements for requesting this report, hence why I am reaching out to you. My personal information is as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] I hereby request that you send me a complete and up-to-date copy of my credit report, including all the information and history maintained by Trans Union, within the next 30 days. As per the Fair Credit Reporting Act (FCRA), which safeguards consumers' rights in relation to credit reporting, I am eligible to receive this report free of charge due to the recent denial of credit based on information contained in your credit report. The denial of credit I experienced occurred on [Date of Denial], when I applied for credit with [Creditor's Name]. The creditor specifically informed me that my application had been denied based on the information obtained from my credit report. Therefore, I require access to my credit report to carefully review the information and investigate any potential errors or discrepancies that may have contributed to the denial of credit. In accordance with the FCRA, I kindly request that you provide me with the name, address, and telephone number of any credit reporting agencies (Crash) involved in this process. This information will allow me to further exercise my rights in obtaining a free copy of my credit report from those specific Crash as well. Please ensure that the credit report you provide includes the following details: 1. All account information, including account status, dates opened, and current balances. 2. Any public records associated with my credit history, including bankruptcies or tax liens. 3. Inquiries made by businesses or individuals that accessed my credit report in the past two years. 4. Any adverse information, such as delinquencies or accounts in collections. Additionally, please notify me if there are any fees associated with this request, and provide instructions for payment, if applicable. I appreciate your prompt attention to this matter and look forward to receiving my credit report within the specified timeframe. If you require any further information or documentation from me, please do not hesitate to contact me using the contact details provided above. Thank you for your cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] Trans Union PO Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report pursuant to Denial of Credit — Florida Variation Dear Trans Union, I hope this letter finds you well. I am writing this letter to request a free copy of my credit report pursuant to the denial of credit that I recently experienced. As a resident of Florida, I understand that there are specific requirements for requesting this report, hence why I am reaching out to you. My personal information is as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your SSN] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] I hereby request that you send me a complete and up-to-date copy of my credit report, including all the information and history maintained by Trans Union, within the next 30 days. As per the Fair Credit Reporting Act (FCRA), which safeguards consumers' rights in relation to credit reporting, I am eligible to receive this report free of charge due to the recent denial of credit based on information contained in your credit report. The denial of credit I experienced occurred on [Date of Denial], when I applied for credit with [Creditor's Name]. The creditor specifically informed me that my application had been denied based on the information obtained from my credit report. Therefore, I require access to my credit report to carefully review the information and investigate any potential errors or discrepancies that may have contributed to the denial of credit. In accordance with the FCRA, I kindly request that you provide me with the name, address, and telephone number of any credit reporting agencies (Crash) involved in this process. This information will allow me to further exercise my rights in obtaining a free copy of my credit report from those specific Crash as well. Please ensure that the credit report you provide includes the following details: 1. All account information, including account status, dates opened, and current balances. 2. Any public records associated with my credit history, including bankruptcies or tax liens. 3. Inquiries made by businesses or individuals that accessed my credit report in the past two years. 4. Any adverse information, such as delinquencies or accounts in collections. Additionally, please notify me if there are any fees associated with this request, and provide instructions for payment, if applicable. I appreciate your prompt attention to this matter and look forward to receiving my credit report within the specified timeframe. If you require any further information or documentation from me, please do not hesitate to contact me using the contact details provided above. Thank you for your cooperation. Sincerely, [Your Name]

Law summary