Georgia Answer of Garnishment is a legal document used in the state of Georgia to respond to a garnishment summons or interrogatories. It is a way for the garnishee to notify the court of their income and assets that are subject to garnishment. The Answer of Garnishment is filed with the court and must be served on the plaintiff and/or creditor. The Answer of Garnishment typically includes the garnishee's name, address, and Social Security number, as well as their employer's name and address. It also lists all the garnishee's income and assets that are subject to garnishment. There are two types of Georgia Answer of Garnishment: voluntary and involuntary. A voluntary Answer of Garnishment is filed when the garnishee agrees to the garnishment of their wages or assets. An involuntary Answer of Garnishment is filed when the garnishee is contesting the garnishment.
Georgia Answer Of Garnishment
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How to fill out Georgia Answer Of Garnishment?
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FAQ
In Georgia, a debt collector can use a bank account garnishment to take ALL the funds in your bank account up to the amount of the judgment plus costs.
Challenge a judgment by filing wage garnishment proceedings and asking for wage garnishments to stop through a claim of exemption. Pay off all or some of the debt through a Chapter 13 repayment plan. Discharge the debt by filing for bankruptcy under Chapter 7 provisions.
Garnishment allows a creditor to take wages or money in bank accounts to pay a debt. If a creditor garnishes your wages, they can either: ask your employer to withhold a percentage of your paycheck until the debt is paid in full, or. Take money, up to the amount you owe, from your bank account.
What Funds Are Exempt From Garnishment? There are several types of funds that are exempt from garnishment, and these include: Retirement, disability, and Social Security benefits; The exception is if you owe federal tax debt, federal student loans, or child support.
You can quickly and legally stop creditors from garnishing your earnings by filing for bankruptcy. As soon as you file a petition for Chapter 7 or Chapter 13 bankruptcy, the court will order your creditors to immediately stop all collection activities.
In Georgia, a creditor can garnish the lesser of 25% of your disposable income or the amount by which your disposable earnings exceed 30% of federal minimum wage. If your disposable income is less than 30 times minimum wage, it cannot be garnished at all.
A garnishment covers a 30 day period from the date of service upon you. Generally, an answer must be filed with the clerk of court no sooner than 30 days and no later than 45 days from the date of service.