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File the garnishment suit in court; show that the creditor has a judgment against you; serve the bank or the employer via a sheriff or private process server; and, provide you with a copy of the garnishment (but not necessarily through personal service).
In Georgia, a creditor can garnish the lesser of 25% of your disposable income or the amount by which your disposable earnings exceed 30% of federal minimum wage. If your disposable income is less than 30 times minimum wage, it cannot be garnished at all.
In Georgia, a debt collector can use a bank account garnishment to take ALL the funds in your bank account up to the amount of the judgment plus costs.
File the garnishment suit in court; show that the creditor has a judgment against you; serve the bank or the employer via a sheriff or private process server; and, provide you with a copy of the garnishment (but not necessarily through personal service).
Answer. A business which has been served with a garnishment affidavit has forty-five (45) days to file an answer. If an answer is not filed within forty-five (45) days, the garnishee (employer or bank) will be in default.
Garnishments FAQs The cost of filing a garnishment in Magistrate Court is $54.00.
Garnishment allows a creditor to take wages or money in bank accounts to pay a debt. If a creditor garnishes your wages, they can either: ask your employer to withhold a percentage of your paycheck until the debt is paid in full, or. Take money, up to the amount you owe, from your bank account.