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Answer. A business which has been served with a garnishment affidavit has forty-five (45) days to file an answer. If an answer is not filed within forty-five (45) days, the garnishee (employer or bank) will be in default.
Affidavit for continuing garnishment is a sworn statement by a plaintiff or his/her attorney or agent requesting the issuance of a summons of continuing garnishment as the defendant is indebted to the plaintiff on a judgment from a particular court and the plaintiff believes that the garnishee is or may be an employer
The creditor files garnishment paperwork with the court and serves your employer. Once a creditor has a judgment it's called a judgment creditor. The judgment creditor then files an Affidavit of Continuing Garnishment for Wages with a Georgia court and serves this paperwork on your employer ? called the garnishee.
In Georgia, a creditor can garnish the lesser of 25% of your disposable income or the amount by which your disposable earnings exceed 30% of federal minimum wage. If your disposable income is less than 30 times minimum wage, it cannot be garnished at all.
You can quickly and legally stop creditors from garnishing your earnings by filing for bankruptcy. As soon as you file a petition for Chapter 7 or Chapter 13 bankruptcy, the court will order your creditors to immediately stop all collection activities.
There are two types of garnishment: Continuing garnishment - The employer will deduct from the defendant's wages for approximately 179 days (or six months) provided the defendant makes wages which are subject to garnishment. garnishment deductions are based on the employee's net pay.