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Jurats. A jurat is used when the signer is swearing to the content of the document. The notary must administer an oath or affirmation to the signer in order to complete the jurat. A jurat also requires that the signer signs in the presence of the notary.
A Jurat is an affidavit (which is written by an affiant) that has been sworn or affirmed before a public officer, usually a Notary Public. It requires the signer to swear or affirm to the truth of the statements made in their document and to have their signature witnessed by the notary.
For a document to be notarized, it must contain: Text indicating there must be a notarized signature. Typically, an original signature of the signer (not a photocopy) A notarial certificate may appear on the document or an attachment.
Unlike an acknowledgement, a Jurat is used when the individual signing the document has to take an oath that the stated content in the document is based on complete honesty. Jurat is used when it is desired to encourage the individual signing the documents to stay honest and truthful.
In plain language the jurat certificate says that Jack Signer was in the presence of Sam Notary. Jack swore (or affirmed) to the truthfulness of the document. (In other words, Jack took an oath/affirmation.)
A notary acknowledgement ensures that the signer of the document is indeed the person named in the document. The function of the notary in this case is to verify the identity of the signer. On the other hand, a notary is asked to perform a Jurat, when the signer takes an oath or makes an affirmation.
After witnessing the document being signed, the Notary then completes the appropriate certificate wording for the signature witnessing. An acknowledgment, on the other hand, does not require the Notary to witness the signature in most states.
The purpose of a jurat, or ?verification upon oath or affirmation? is for a signer to swear or affirm to the notary public that the contents of a document are truthful.