Dear [Insurer's Name], I hope this letter finds you well. I am writing to provide a detailed description of the traffic accident that I was involved in on [date] in [location] and to demand payment for the damages and expenses incurred as a result. On the aforementioned date, while driving on [street/road], I was struck by a vehicle driven by your insured, [Insured's Name]. The collision resulted in significant damage to my vehicle and caused physical injuries, requiring medical attention and subsequent treatment. The accident report number associated with this incident is [report number] if you require any additional information. As a responsible and law-abiding driver, I had comprehensive insurance coverage at the time of the accident. Therefore, I am entitled to a complete and fair settlement that will cover the following: 1. Repairs: The impact of the collision caused extensive damage to my vehicle, including front-end and side panel damages. I have obtained a detailed estimate from a reputable auto body shop, which estimates the cost of repairs at $[repair cost]. I request full payment of this amount to cover the repair expenses. 2. Medical Expenses: As a result of the accident, I suffered physical injuries that required immediate medical attention. I sought medical care at [medical facility/hospital], and have obtained copies of all medical bills and documents related to my treatment. The total medical expenses amount to $[medical cost]. I demand full reimbursement for these expenses. 3. Lost Wages: Due to the severity of my injuries, I was unable to work for a substantial period of time. Consequently, I suffered a loss of income amounting to $[lost wages]. I demand full compensation for the wages I would have earned during my recovery period. 4. Pain and Suffering: The accident and subsequent injuries have caused significant physical pain and emotional distress. I believe it is appropriate to seek compensation for the pain and suffering endured due to this ordeal. Given the circumstances, I demand reasonable compensation in the amount of $[pain and suffering cost]. Please note that the above amounts are based on actual expenses and estimations provided by professionals in their respective fields. I trust that you will promptly review this demand for payment and process the settlement in a fair and efficient manner. Failure to do so within [reasonable timeframe, e.g., 14 days] will leave me with no choice but to pursue legal remedies available to me under Georgia law. It is important to emphasize that my aim is not to prolong this situation, but rather to achieve a swift and fair resolution. I am open to discussing the matter further and would appreciate your cooperation in this process. Please contact me at [your contact information] to discuss the settlement offer or to initiate negotiations. Thank you for your prompt attention to this matter. I look forward to hearing from you soon. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]