Georgia Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for Free Copy of My Credit Report due to Denial of Credit — Georgia Sample Letter to Equifax Dear [Equifax Customer Service], I am writing to request a free copy of my credit report from Equifax based on the recent denial of credit I received. As a resident of Georgia, I understand my rights under the Fair Credit Reporting Act (FCRA) and request that you provide me with a detailed copy of my credit report to ensure its accuracy. As per the FCRA guidelines, I have enclosed the necessary information to verify my identity: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your DOB] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Phone Number] I would like to bring to your attention that I recently applied for credit, and my application was denied. Pursuant to the FCRA, I am entitled to receive a free copy of my credit report within 60 days of the denial. To clarify the details surrounding the denial, I request that you provide the following information: 1. The name and contact information of the creditor who denied my credit application. 2. The date of the denial. 3. The reason(s) for the denial, if available. I kindly ask Equifax to expedite the processing of my request and mail a copy of my credit report to the following address: [Your Mailing Address] If there are any fees associated with this request, I request that you inform me in advance as per the FCRA regulations. I understand that Equifax has 30 days to fulfill my request once all proper identification and documentation have been received. Please note that I also intend to dispute any inaccurate, incomplete, or outdated information found on my credit report in accordance with the FCRA. Kindly provide the necessary steps to initiate this process, including any forms or contact information required. Thank you for your attention to this matter. I anticipate your prompt response and cooperation. Sincerely, [Your Full Name] [Your Signature, if sending a physical letter] [Date]

Subject: Request for Free Copy of My Credit Report due to Denial of Credit — Georgia Sample Letter to Equifax Dear [Equifax Customer Service], I am writing to request a free copy of my credit report from Equifax based on the recent denial of credit I received. As a resident of Georgia, I understand my rights under the Fair Credit Reporting Act (FCRA) and request that you provide me with a detailed copy of my credit report to ensure its accuracy. As per the FCRA guidelines, I have enclosed the necessary information to verify my identity: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your DOB] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Phone Number] I would like to bring to your attention that I recently applied for credit, and my application was denied. Pursuant to the FCRA, I am entitled to receive a free copy of my credit report within 60 days of the denial. To clarify the details surrounding the denial, I request that you provide the following information: 1. The name and contact information of the creditor who denied my credit application. 2. The date of the denial. 3. The reason(s) for the denial, if available. I kindly ask Equifax to expedite the processing of my request and mail a copy of my credit report to the following address: [Your Mailing Address] If there are any fees associated with this request, I request that you inform me in advance as per the FCRA regulations. I understand that Equifax has 30 days to fulfill my request once all proper identification and documentation have been received. Please note that I also intend to dispute any inaccurate, incomplete, or outdated information found on my credit report in accordance with the FCRA. Kindly provide the necessary steps to initiate this process, including any forms or contact information required. Thank you for your attention to this matter. I anticipate your prompt response and cooperation. Sincerely, [Your Full Name] [Your Signature, if sending a physical letter] [Date]